• Notice of consultation (pdf - 75 KB)This link will open in a new windowUpdated on October 15, 2025Notice of consultation on Third-Party Risk Management Guideline.
• Third-Party Risk Management Guideline (pdf - 667 KB)This link will open in a new windowUpdated on October 15, 2025Consultation on Draft Third-Party Risk Management Guideline.

Comments received (comments are published in their original language)

AMF's Comments Handling Table (pdf - 167 KB)This link will open in a new windowUpdated on May 4, 2026Third-party Risk Management Guideline (the “Guideline”)

• Bureau d'assurance du Canada | BAC(pdf - 636 KB)This link will open in a new windowUpdated on December 16, 2025Projet de Ligne directrice sur la gestion du risque lié aux tiers
• Canadian Life & Health Insurance Association | CLHIA (pdf - 647 KB)This link will open in a new windowUpdated on December 16, 2025Ligne directrice sur la gestion du risque de tiers
• CIBC (pdf - 120 KB)This link will open in a new windowUpdated on December 1^st, 2025Third-party risk management guideline (Brittney East)
• Corporation des assureurs directs de dommages du Québec | CADD(pdf - 720 KB)This link will open in a new windowUpdated on December 16, 2025Ligne directrice sur la gestion du risque lié aux tiers (David Fortier)
• Desjardins(pdf - 295 KB)This link will open in a new windowUpdated on December 19, 2025Ligne directrice sur la gestion du risque lié aux tiers (Giuseppina Marra)
• iA Groupe financier(pdf - 334 KB)This link will open in a new windowUpdated on December 19, 2025Ligne directrice sur la gestion du risque lié aux tiers (Marie-Josée Bolduc)
• KPMG (pdf - 88 KB)This link will open in a new windowUpdated on December 16, 2025Ligne directrice sur la gestion du risque lié aux tiers (Sylvain Goyette)
• Olympia Trust Company (pdf - 194 KB)This link will open in a new windowUpdated on November 17, 2025Third Party Risk Management Draft Guideline (Chioma Ufodike)

• Guideline (pdf - 484 KB)This link will open in a new windowUpdated on July 29, 2025Guideline for the Use of Artificial Intelligence

Comments received (comments are published in their original language)

AMF's Comments Handling Table (pdf - 171 KB)This link will open in a new windowUpdated on May 4, 2026Guideline for the Use of Artificial Intelligence

• Bureau d'assurance du Canada | BAC (pdf - 1 MB)This link will open in a new windowUpdated on November 7, 2025
• Canadian Forum for Financial Markets (CFFiM) (pdf - 332 KB)This link will open in a new windowUpdated on March 31, 2026"artificial intelligence,AI,managing AI risks,artificial intelligence systems,AIS,audit,lifecycle management,monitoring,reporting,consumers,annual risk review,documentation", artificial intelligence,AI,managing AI risks,artificial intelligence systems,AIS,audit,lifecycle management,monitoring,reporting,consumers,annual risk review,documentation
• Canadian Life & Health Insurance Association | CLHIA (pdf - 557 KB)This link will open in a new windowUpdated on March 31, 2026’intelligence artificielle,IA,prescriptive,fardeau réglementaire,principes de proportionnalité,cohérence,compétitivité,harmonisation,protection des renseignements personnels,risque de modèle", intelligence artificielle,IA,prescriptive,fardeau réglementaire,principes de proportionnalité,cohérence,compétitivité,harmonisation,protection des renseignements personnels,risque de modèle" (Lyne Duhaime)
• Chambre de l'assurance (pdf - 494 KB)This link will open in a new windowUpdated on March 31, 2026"professionnels,certifiés,validation,SIA,audit interne,communication,supervision,gouvernance,formations,consentement,explicabilité,flexibilité,mesures compensatoires,cotes de risque,variables de substitution,traitement équitable des clients,validation du SIA,audit interne", professionnels,certifiés,validation,SIA,audit interne,communication,supervision,gouvernance,formations,consentement,explicabilité,flexibilité,mesures compensatoires,cotes de risque,variables de substitution,traitement équitable des clients,validation du SIA,audit interne
• Corporation des assureurs directs de dommages du Québec | CADD (pdf - 372 KB)This link will open in a new windowUpdated on March 24, 2026"systèmes d’intelligence artificielle,SIA,SIA à risque élevé,clients,risque,principes,harmoniser,gouvernance", systèmes d’intelligence artificielle,SIA,SIA à risque élevé,clients,risque,principes,harmoniser,gouvernance (David Fortier)
• Fédération des chambres de commerce du Québec (pdf - 331 KB)This link will open in a new windowUpdated on March 24, 2026"SIA,compétitivité,facteurs de risque,compétence collective,SIA,des tiers,traitement équitable,clients,consentement présumé,harmonisation", SIA,compétitivité,facteurs de risque,compétence collective,SIA,des tiers,traitement équitable,clients,consentement présumé,harmonisation (Véronique Proulx)
• Fidelity Investments (pdf - 659 KB)This link will open in a new windowUpdated on March 24, 2026"Harmonization,principles-based,provisional risk rating,artificial intelligence systems,AIS,Risk Factors,risk appetite,Documentation for AIS,AI,rationale,use of AISs,lifecycle,AIS owner", Harmonization,principles-based,provisional risk rating,artificial intelligence systems,AIS,Risk Factors,risk appetite,Documentation for AIS,AI,rationale,use of AISs,lifecycle,AIS owner (Robyn Mendelson)
• iA Groupe financier (pdf - 336 KB)This link will open in a new windowUpdated on March 24, 2026"approche proportionnelle,risque,systèmes d’intelligence artificielle,SIA,autonomie institutionnelle,gouvernance,choix technologiques, cote de risque,criticité,cote provisoire,évaluations de risques,informations critiques,conseil d’administration,SIA à risque élevé", approche proportionnelle,risque,systèmes d’intelligence artificielle,SIA,autonomie institutionnelle,gouvernance,choix technologiques, cote de risque,criticité,cote provisoire,évaluations de risques,informations critiques,conseil d’administration,SIA à risque élevé (Marie-Annick Bonneau)
• Mouvement Desjardins (pdf - 326 KB)This link will open in a new windowUpdated on March 24, 2026"gouvernance de l’IA,l’intelligence artificielle,IA,harmonisation, attentes,SIA,systèmes d’intelligence artificielle,principes,principe de proportionnalité,objectifs stratégiques,SIA acquis de tiers,risque de réidentification,audit interne,code d’éthique,biais,client,consentement,décision", gouvernance de l’IA,l’intelligence artificielle,IA,harmonisation, attentes,SIA,systèmes d’intelligence artificielle,principes,principe de proportionnalité,objectifs stratégiques,SIA acquis de tiers,risque de réidentification,audit interne,code d’éthique,biais,client,consentement,décision (Giuseppina Marra)

Issues and Discussion Paper of the Autorité des marchés financiers on Account Transfers in the Financial Sector (pdf - 195 KB)This link will open in a new windowUpdated on July 10, 2025Consultation on account transfers in the financial sector.

Comments received (comments are published in their original language)

• Association canadienne des compagnies d’assurances de personnes | ACCAP(pdf - 229 KB)This link will open in a new windowUpdated on October 23, 2025Document de réflexion et discussion sur les transferts de comptes dans le secteur financier
• Bureau d'assurance du Canada | BAC(pdf - 478 KB)This link will open in a new windowUpdated on October 23, 2025Document de réflexion et discussion sur les transferts de comptes dans le secteur financier (Laurent Fafard)
• Cloutier Groupe Financier(pdf - 418 KB)This link will open in a new windowUpdated on October 23, 2025Document de réflexion et discussion sur les transferts de comptes dans le secteur financier (François Bruneau)
• Compagnie d’assurance Definity(pdf - 147 KB)This link will open in a new windowUpdated on October 23, 2025Document de réflexion et discussion sur les transferts de comptes dans le secteur financier (Sébastien Vachon)
• Corporation Bloomridge Inc. (pdf - 148 KB)This link will open in a new windowUpdated on October 1^st, 2025 (Brian Balbuena-Diaz)
• Fair Canada (pdf - 515 KB)This link will open in a new windowUpdated on October 23, 2025transfert de compte, transfert en bloc, encaisse, dépôt, épargne collective, police d’assurance, fonds distincts, institution de dépôts, coopérative de services financiers, courtier, cabinet, planification financière, courtage hypothécaire, fiducie, assurance (Jean-Paul Bureaud)
• Groupe financier PEAK(pdf - 124 KB)This link will open in a new windowUpdated on October 23, 2025Document de réflexion et discussion sur les transferts de comptes dans le secteur financier (Erika Tatiana Fernandez, Élisabeth Chamberland, Martin Boileau)
• IDC Worldsource Insurance Network Inc. (pdf - 859 KB)This link will open in a new windowUpdated on October 23, 2025Issues and Discussion Paper of the Autorité des marchés financiers on Account Transfers in the Financial Sector (Phil Marsillo)
• Mérici Services Financiers Inc.(pdf - 246 KB)This link will open in a new windowUpdated on October 23, 2025Document de réflexion et discussion sur les transferts de comptes dans le secteur financier
• MICA Capital Inc. (pdf - 158 KB)This link will open in a new windowUpdated on October 23, 2025Document de réflexion et discussion sur les transferts de comptes dans le secteur financier (Gino Sebastian Savard, Yvan Morin)
• Michel Provost(pdf - 117 KB)This link will open in a new windowUpdated on October 2, 2025
• Mouvement Desjardins(pdf - 350 KB)This link will open in a new windowUpdated on October 23, 2025Document de réflexion et discussion sur les transferts de comptes dans le secteur financier (Giuseppina Mara)
• Portfolio Management Association of Canada | PMAC (pdf - 216 KB)This link will open in a new windowUpdated on October 23, 2025Issues and Discussion Paper of the Autorité des marchés financiers on Account Transfers in the Financial Sector (Katie Walmsley, Warren M. Rudick)
• Union des consommateurs(pdf - 312 KB)This link will open in a new windowUpdated on October 23, 2025Document de réflexion et discussion sur les transferts de comptes dans le secteur financier
• Yves Nadeau(pdf - 91 KB)This link will open in a new windowUpdated on October 2, 2025

• Notice of consultation (pdf - 134 KB)This link will open in a new windowUpdated on February 27, 2025Consultation Notice relating to Climate Risk Management Guideline.
• Guideline (pdf - 460 KB)This link will open in a new windowUpdated on February 27, 2025Consultation about the update of Climate Risk Management Guideline.

• Notice of consultation (pdf - 106 KB)This link will open in a new windowUpdated on January 22, 2025Notice of consultation about the Model Risk Management Guideline.
  • Notice regarding extension of comment period (pdf - 110 KB)This link will open in a new windowUpdated on January 23, 2025Extension of comment period for the consultation of Model Risk Management Guideline.
• Guideline (pdf - 454 KB)This link will open in a new windowUpdated on January 22, 2025Consultation of Model Risk Management Guideline

Anyone interested in participating in this consultation may do so in writing no later than Jun 14, 2024 by completing the on-line questionnaire or sending a submission or comment letter by using our on-line form or to [email protected]

Issues and Discussion Paper (pdf - 1 MB)This link will open in a new windowUpdated on February 8, 2024Since 2016, the AMF has undertaken various mission-aligned initiatives relating to the digital transformation of the financial sector to, in particular, anticipate regulatory and consumer protection issues. In November 2021, it made a clear statement of its interest in the responsible use of artificial intelligence (AI) by signing the Montréal Declaration for responsible AI development and by publishing the paper Artificial intelligence in finance – Recommendations for its responsible use (the 2021 Report), a report prepared at the AMF’s request by Algora Lab, an interdisciplinary lab of the University of Montréal and the Institut québécois d’intelligence artificielle (Mila). The 2021 Report sets out 10 recommendations to promote the responsible development of AI in finance: three directed toward the AMF and seven toward the industry.

If your are interested by participating in discussion tables or give your comments through an on-line meeting, consult the AI in the financial sector page.

• Notice of consultation (pdf - 163 KB)This link will open in a new windowUpdated on December 7, 2023Notice of consultation: Regulation respecting the management and reporting of information security incidents by certain financial institutions and by credit assessment agents.
• Regulation (pdf - 124 KB)This link will open in a new windowUpdated on December 7, 2023Draft Regulation respecting the management and reporting of information security incidents by certain financial institutions and by credit assessment agents.

Comments received (comments are published in their original language)

Canadian Life & Health Insurance Association (pdf - 610 KB)This link will open in a new windowUpdated on March 19, 2024 - ACCAP (Lyne Duhaime)

Bureau d'assurance du Canada (pdf - 16 MB)This link will open in a new windowUpdated on March 21, 2024"consultation, projet de règlement sur la gestion et le signalement des incidents de sécurité de l'information de certaines institutions financières et des agents d'évaluation du crédit, incident, incident de sécurité de l'information, politique de gestion des incidents, signalement, délai de signalement, registre des incidents, responsable de surveiller la gestion et le signalement des incidents de sécurité de l'information, définition incident de sécurité de l'information, tiers à qui on a confié l'exercice de toute partie d'une activité, organisme de réglementation, sanction administrative, formulaire de signalement, clôture d'un incident, avis à l'Autorité, période de conservation du registre" - BAC (Johanne Lamanque)

Commission d'accès à l'information du Québec (pdf - 138 KB)This link will open in a new windowUpdated on March 21, 2024"consultation, projet de règlement sur la gestion et le signalement d'un incident de sécurité de l'information de certaines institutions financières et des agents d'évaluation du crédit, projet de règlement, incident de confidentialité, commission d'accès à l'information, signalement, protection des renseignements personnels" - CAI (Me Rady Khuong)

Mouvement Desjardins (pdf - 218 KB)This link will open in a new windowUpdated on March 19, 2024"consultation, projet de règlement sur la gestion et le signalement des incidents de sécurité de l'information de certaines institutions financières et des agents d'évaluation du crédit, incident, incident de sécurité de l'information, politique de gestion des incidents, signalement, délai de signalement, définition incident de sécurité de l'information, formulaire de signalement, clôture d'un incident, avis, avis à l'Autorité, rapport" (Giuseppina Marra)

TransUnion (pdf - 231 KB)This link will open in a new window (Thiên-Kim Nguyen)

• Notice of consultation (pdf - 127 KB)This link will open in a new windowUpdated on November 30, 2023Notice of consulation of Climate Risk Management Guideline.
  • Notice regarding extension of comment period - Draft Climate Risk Management Guideline (pdf - 111 KB)This link will open in a new windowUpdated on January 11, 2024Notice regarding extension of comment period of Draft Climate Risk Management Guideline.
• Climate Risk Management Guideline (pdf - 421 KB)This link will open in a new windowUpdated on July 4, 2024

Comments received (comments are published in their original language)

Response to address comments received during the public consultation (pdf - 133 KB)This link will open in a new windowUpdated on July 4, 2024Tableau de traitement des commentaires LD CC

• Notice of consultation (pdf - 87 KB)This link will open in a new windowUpdated on January 11, 2024Notice ofconsultation relating to Residential Hypothecary Lending Guideline
• Residential Hypothecary Lending Guideline (pdf - 518 KB)This link will open in a new windowUpdated on January 11, 2024Draft Residential Hypothecary Lending Guideline in consultation.
  • Blacklined version (pdf - 3 MB)This link will open in a new windowUpdated on January 11, 2024Blaclined version of Residential Hypothecary Lending Guideline.

• Notice of consultation (pdf - 114 KB)This link will open in a new windowUpdated on August 10, 2023Consultation of Regulation to amend the Regulation respecting the application of the Deposit Institutions and Deposit Protection Act.
• Draft Regulation to amend the Regulation respecting the application of the Deposit Institutions and Deposit Protection Act (pdf - 85 KB)This link will open in a new windowUpdated on August 10, 2023Draft Regulation to amend Regulation respecting the application of the Deposit Institutions and Deposit Protection Act.