The AMF sets guidelines for various financial institution categories.
These guidelines help set standards governing the activities and conduct of these institutions, particularly with regard to solvency (capital adequacy) and sound and prudent management practices.
The following diagram presents the guidelines that convey the expectations of the AMF for financial institutions and illustrates the philosophy of the AMF in the development of prudential supervision.
Guidelines diagram
Insurance of persons and P&C insurance
Sound and prudent management practices and sound commercial practices
- Guideline on margins for over-the-counter derivatives not cleared by a central counterparty (pdf - 481 KB)This link will open in a new windowMarch 2020
- Guideline on information and communications technology risk management (pdf - 536 KB)This link will open in a new windowFebruary 2020
- Investment Management Guideline (pdf - 454 KB)This link will open in a new windowInitial publication August 2010 - Updated March 2019
- Securitization Risk Management Guideline (pdf - 665 KB)This link will open in a new windowInitial publication April 2009 - Updated March 2019
- Liquidity Risk Management Guideline (pdf - 578 KB)This link will open in a new windowInitial publication April 2009 - Updated March 2019
- Governance Guideline (pdf - 643 KB)This link will open in a new windowInitial publication April 2009 - Updated September 2016
- Integrated Risk Management Guideline (pdf - 555 KB)This link will open in a new windowInitial publication April 2009 - Updated May 2015
- Compliance Guideline (pdf - 474 KB)This link will open in a new windowInitial publication April 2009 - Updated April 2017
- Guideline Governing Integrity and Competency Criteria (pdf - 203 KB)This link will open in a new windowJune 2012
- Sound Commercial Practices Guideline (pdf - 341 KB)This link will open in a new windowJune 2013
- Fair Consumer Practices Guideline (pdf - 753 KB)This link will open in a new windowNew - July 2018
- Capital Management Guideline (pdf - 487 KB)This link will open in a new windowMay 2015
- Operational Risk Management Guideline (pdf - 330 KB)This link will open in a new windowDecember 2016
- Residential Hypothecary Lending Guideline (pdf - 620 KB)This link will open in a new windowInitial publication January 2013 – Updated March 2018
- Outsourcing Risk Management Guideline (pdf - 225 KB)This link will open in a new windowInitial publication April 2009 - Update December 2010
- Business Continuity Management Guideline (pdf - 115 KB)This link will open in a new windowApril 2010
- Derivatives Risk Management Guideline (pdf - 86 KB)This link will open in a new windowAugust 2010 - Revoked
- Financial Crime Risk Management Guideline (pdf - 306 KB)This link will open in a new windowJune 2012
- Stress Testing Guideline (pdf - 310 KB)This link will open in a new windowJune 2012
Insurance of persons (life and health)
Solvency requirements
- Capital Adequacy Requirements Guideline - Insurance of Persons (CARLI) (pdf - 3 MB)This link will open in a new window English version available soon - Updated on 3 December 2019 - Revised January 2020
- Capital Adequacy Requirements Guideline - Insurance of Persons (CARLI) (pdf - 3 MB)This link will open in a new windowUpdated on 3 December 2019 English version available soon - Track changes – Updated on 3 December 2019 - Revised January 2020
- Capital Adequacy Requirements Guideline - Insurance of Persons (CARLI) (pdf - 3 MB)This link will open in a new windowEnglish version available soon - Revised in January 2019
- Capital Adequacy Requirements Guideline - Insurance of Persons (CARLI) (pdf - 4 MB)This link will open in a new windowEnglish version available soon - Draft version - Revised in January 2019
- Capital Adequacy Requirements Guideline - Life and Health Insurance (CAR) (pdf - 2 MB)This link will open in a new windowRevoked in January 2018
Sound and prudent management practices and sound commercial practices
P&C insurance
Solvency requirements
- Guideline on Capital Adequacy Requirements – Property and Casualty Insurance (MCT) (pdf - 977 KB)This link will open in a new windowUpdated on 3 December 2019 Revised January 2020
- Guideline on Capital Adequacy Requirements – Property and Casualty Insurance (MCT) (pdf - 994 KB)This link will open in a new windowUpdated on 3 December 2019 Track changes - Revised January 2020
- Guideline on Capital Adequacy Requirements – Property and Casualty Insurance (MCT) (pdf - 1 MB)This link will open in a new windowRevised January 2019
- Guideline on Capital Adequacy Requirements – Property and Casualty Insurance (MCT) (pdf - 1 MB)This link will open in a new windowTrack changes - Revised January 2019
- Branch Adequacy of Assets Test (BAAT) (pdf - 228 KB)This link will open in a new windowRevoked January 1, 2017
Sound management and measurement of earthquake exposure
Self-regulatory Organizations
- Guideline on Capital Adequacy Requirements - Self-Regulatory Organizations (MCT) (pdf - 721 KB)This link will open in a new windowUpdated on 3 December 2019 Revised January 2020
- Guideline on Capital Adequacy Requirements – Self-Regulatory Organizations (MCT) (pdf - 736 KB)This link will open in a new windowUpdated on 3 December 2019 Track changes - Revised January 2020
- Guideline on Capital Adequacy Requirements - Self-Regulatory Organizations (MCT) (pdf - 720 KB)This link will open in a new windowNew - June 2019
Reciprocal Unions
- Guideline on Capital Adequacy Requirements - Reciprocal Unions (MCT) (pdf - 813 KB)This link will open in a new windowUpdated on 3 December 2019 Revised January 2020
- Guideline on Capital Adequacy Requirements - Reciprocal Unions (MTC) (pdf - 828 KB)This link will open in a new windowUpdated on 3 December 2019 Track changes- Revised January 2020
- Guideline on Capital Adequacy Requirements - Reciprocal Unions (MCT) (pdf - 860 KB)This link will open in a new windowNew - June 2019
References
For more information regarding these guidelines please contact:
Financial Institutions Oversight and Deposit Insurance
Telephone: 418-525-0337
Toll-free: 1-877-525-0337
Fax: 418-643-4586