• Notice of consultation (pdf - 106 KB)This link will open in a new windowUpdated on January 22, 2025Notice of consultation about the Model Risk Management Guideline.
  • Notice regarding extension of comment period (pdf - 110 KB)This link will open in a new windowUpdated on January 23, 2025Extension of comment period for the consultation of Model Risk Management Guideline.
• Guideline (pdf - 454 KB)This link will open in a new windowUpdated on January 22, 2025Consultation of Model Risk Management Guideline

• Regulatory Notice and Notice of consutation (pdf - 150 KB)This link will open in a new windowUpdated on October 24, 2024Regulatory consultation on the processing of claims by non-certified persons to implement the changes to the Distribution Act.
• Regulation to amend the Regulation respecting firms, independent representatives and independent partnerships (pdf - 160 KB)This link will open in a new windowUpdated on October 24, 2024Regulatory consultation on the processing of claims by non-certified persons to implement the changes to the Distribution Act.
  • Blacklined version (pdf - 212 KB)This link will open in a new windowUpdated on October 28, 2024Blacline version arising from Regulatory consultation on the processing of claims by non-certified persons
• Regulation to amend the Regulation respecting the pursuit of activities as a representative (pdf - 126 KB)This link will open in a new windowUpdated on October 24, 2024Regulatory consultation on the processing of claims by non-certified persons to implement the changes to the Distribution Act.
  • Blacklined version (pdf - 334 KB)This link will open in a new windowUpdated on October 28, 2024Blacklined version arising form Regulatory consultation on the processing of claims by non-certified persons
• Regulation to amend the Regulation respecting the registration of firms, representatives and independent partnerships (pdf - 170 KB)This link will open in a new windowUpdated on October 24, 2024Regulatory consultation on the processing of claims by non-certified persons to implement the changes to the Distribution Act.
  • Blacklined version (pdf - 282 KB)This link will open in a new windowUpdated on October 28, 2024Blacklined version arising of Regulatory consultation on the processing of claims by non-certified persons.

Comments received (comments are published in their original language)

• Chambre de l'assurance de dommages (ChAD) (pdf - 340 KB)This link will open in a new windowUpdated on November 21, 2024Consultation réglementaire relative au traitement des réclamations par des personnes non certifiées pour donner suite aux changements apportés à la Loi sur la distribution (Ted Harman)
• Regroupement des cabinets de courtage d’assurance du Québec (RCCAQ) (pdf - 84 KB)This link will open in a new windowUpdated on November 21, 2024Consultation réglementaire relative au traitement des réclamations par des personnes non certifiées pour donner suite aux changements apportés à la Loi sur la distribution (Maryse R. Rivard)
• Corporation des assureurs directs de dommages du Québec-Cadd (pdf - 340 KB)This link will open in a new windowUpdated on November 21, 2024Consultation réglementaire relative au traitement des réclamations par des personnes non certifiées pour donner suite aux changements apportés à la Loi sur la distribution
• Corporation des assureurs directs de dommages du Québec-Cadd (pdf - 340 KB)This link will open in a new windowUpdated on November 21, 2024Consultation réglementaire relative au traitement des réclamations par des personnes non certifiées pour donner suite aux changements apportés à la Loi sur la distribution (David Fortier)
• Bureau d’assurance du Canada (pdf - 340 KB)This link will open in a new windowUpdated on November 21, 2024Consultation réglementaire relative au traitement des réclamations par des personnes non certifiées pour donner suite aux changements apportés à la Loi sur la distribution
• Mouvement Desjardins (pdf - 340 KB)This link will open in a new windowUpdated on November 21, 2024Consultation réglementaire relative au traitement des réclamations par des personnes non certifiées pour donner suite aux changements apportés à la Loi sur la distribution

• Notice of consultation (pdf - 180 KB)This link will open in a new windowUpdated on September 23, 2024
• Capital Adequacy Requirements Guideline – Life and Health Insurance (pdf - 3 MB)This link will open in a new windowUpdated on September 18, 2024
  • Blacklined version (pdf - 4 MB)This link will open in a new windowUpdated on September 18, 2024

• Regulatory and Consultation Notice (pdf - 152 KB)This link will open in a new windowUpdated on June 12, 2024Notice of consultation about Regulatory consultation on the rules respecting career entry and in particular probationary period rules
• État des lieux sur les efforts d’optimisation de la charge de conformité reliés à l’entrée en carrière dans les activités visées par la LDPSF (pdf - 168 KB)This link will open in a new windowUpdated on June 12, 2024État des lieux sur les efforts d’optimisation de la charge de conformité reliés à l’entrée en carrière dans les activités visées par la Loi sur la distribution de produits et services financiers. (available in French only)
• Regulation to amend the Regulation respecting the issuance and renewal of representatives’ certificates (pdf - 156 KB)This link will open in a new windowUpdated on June 12, 2024Regulatory consultation on the rules respecting career entry and in particular probationary period rules 
  • Blacklined version of Regulation respecting the issuance and renewal of representatives’ certificates (pdf - 291 KB)This link will open in a new windowUpdated on June 25, 2024regulation,renewal,issuance,representative, certificate,administrative,consolidated

Comments received (comments are published in their original language)

• Association canadienne des compagnies d’assurances de personnes (pdf - 307 KB)This link will open in a new windowUpdated on September 17, 2024
• Bureau d’assurance du Canada (pdf - 211 KB)This link will open in a new windowUpdated on September 17, 2024 (Johanne Lamanque)
• Chambre de l’assurance de dommages (pdf - 217 KB)This link will open in a new windowUpdated on September 17, 2024 (Ted Harman)
• Corporation des assureurs directs de dommages du Québec (Cadd) (pdf - 123 KB)This link will open in a new windowUpdated on September 17, 2024 (David Fortier)
• Corporation des assureurs directs de dommages du Québec (Cadd) (pdf - 182 KB)This link will open in a new windowUpdated on September 17, 2024
• Philippe Nehme (pdf - 95 KB)This link will open in a new windowUpdated on September 17, 2024
• Primerica (pdf - 210 KB)This link will open in a new windowUpdated on September 17, 2024 (Salvatore Chine)
• Professionnels hypothécaires du Canada (pdf - 672 KB)This link will open in a new windowUpdated on September 17, 2024
• Sandrie Proulx Bertrand (pdf - 74 KB)This link will open in a new windowUpdated on September 17, 2024

• Notice of consultation (pdf - 152 KB)This link will open in a new windowUpdated on July 11, 2024Consultation notice about Draft Regulation respecting information to be provided to holders of individual variable insurance contracts relating to segregated funds.
• Regulation respecting information to be provided to holders of individual variable insurance contracts relating to segregated funds (pdf - 202 KB)This link will open in a new windowUpdated on July 11, 2024Second consultation of Draft Regulation respecting information to be provided to holders of individual variable insurance contracts relating to segregated funds

Comments received (comments are published in their original language)

• Canadian Life & Health Insurance Association (pdf - 686 KB)This link will open in a new windowUpdated on September 11, 2024 (Stephen Frank)
• FAIR Canada (pdf - 480 KB)This link will open in a new windowUpdated on September 10, 2024 (Jean-Paul Bureaud)
• IGM Financial Inc. (pdf - 163 KB)This link will open in a new windowUpdated on September 11, 2024 (Joanna Barsky)

Anyone interested in participating in this consultation may do so in writing no later than Jun 14, 2024 by completing the on-line questionnaire or sending a submission or comment letter by using our on-line form or to [email protected]

Issues and Discussion Paper (pdf - 1 MB)This link will open in a new windowUpdated on February 8, 2024Since 2016, the AMF has undertaken various mission-aligned initiatives relating to the digital transformation of the financial sector to, in particular, anticipate regulatory and consumer protection issues. In November 2021, it made a clear statement of its interest in the responsible use of artificial intelligence (AI) by signing the Montréal Declaration for responsible AI development and by publishing the paper Artificial intelligence in finance – Recommendations for its responsible use (the 2021 Report), a report prepared at the AMF’s request by Algora Lab, an interdisciplinary lab of the University of Montréal and the Institut québécois d’intelligence artificielle (Mila). The 2021 Report sets out 10 recommendations to promote the responsible development of AI in finance: three directed toward the AMF and seven toward the industry.

If your are interested by participating in discussion tables or give your comments through an on-line meeting, consult the AI in the financial sector page.

• Notice of consultation (pdf - 163 KB)This link will open in a new windowUpdated on December 7, 2023Notice of consultation: Regulation respecting the management and reporting of information security incidents by certain financial institutions and by credit assessment agents.
• Regulation (pdf - 124 KB)This link will open in a new windowUpdated on December 7, 2023Draft Regulation respecting the management and reporting of information security incidents by certain financial institutions and by credit assessment agents.

Comments received (comments are published in their original language)

Canadian Life & Health Insurance Association (pdf - 610 KB)This link will open in a new windowUpdated on March 19, 2024 - ACCAP (Lyne Duhaime)

Bureau d'assurance du Canada (pdf - 16 MB)This link will open in a new windowUpdated on March 21, 2024"consultation, projet de règlement sur la gestion et le signalement des incidents de sécurité de l'information de certaines institutions financières et des agents d'évaluation du crédit, incident, incident de sécurité de l'information, politique de gestion des incidents, signalement, délai de signalement, registre des incidents, responsable de surveiller la gestion et le signalement des incidents de sécurité de l'information, définition incident de sécurité de l'information, tiers à qui on a confié l'exercice de toute partie d'une activité, organisme de réglementation, sanction administrative, formulaire de signalement, clôture d'un incident, avis à l'Autorité, période de conservation du registre" - BAC (Johanne Lamanque)

Commission d'accès à l'information du Québec (pdf - 138 KB)This link will open in a new windowUpdated on March 21, 2024"consultation, projet de règlement sur la gestion et le signalement d'un incident de sécurité de l'information de certaines institutions financières et des agents d'évaluation du crédit, projet de règlement, incident de confidentialité, commission d'accès à l'information, signalement, protection des renseignements personnels" - CAI (Me Rady Khuong)

Mouvement Desjardins (pdf - 218 KB)This link will open in a new windowUpdated on March 19, 2024"consultation, projet de règlement sur la gestion et le signalement des incidents de sécurité de l'information de certaines institutions financières et des agents d'évaluation du crédit, incident, incident de sécurité de l'information, politique de gestion des incidents, signalement, délai de signalement, définition incident de sécurité de l'information, formulaire de signalement, clôture d'un incident, avis, avis à l'Autorité, rapport" (Giuseppina Marra)

TransUnion (pdf - 231 KB)This link will open in a new window (Thiên-Kim Nguyen)

• Notice of consultation (pdf - 87 KB)This link will open in a new windowUpdated on January 11, 2024Notice ofconsultation relating to Residential Hypothecary Lending Guideline
• Residential Hypothecary Lending Guideline (pdf - 518 KB)This link will open in a new windowUpdated on January 11, 2024Draft Residential Hypothecary Lending Guideline in consultation.
  • Blacklined version (pdf - 3 MB)This link will open in a new windowUpdated on January 11, 2024Blaclined version of Residential Hypothecary Lending Guideline.

• Notice of consultation (pdf - 127 KB)This link will open in a new windowUpdated on November 30, 2023Notice of consulation of Climate Risk Management Guideline.
  • Notice regarding extension of comment period - Draft Climate Risk Management Guideline (pdf - 111 KB)This link will open in a new windowUpdated on January 11, 2024Notice regarding extension of comment period of Draft Climate Risk Management Guideline.
• Climate Risk Management Guideline (pdf - 421 KB)This link will open in a new windowUpdated on July 4, 2024

Comments received (comments are published in their original language)

Response to address comments received during the public consultation (pdf - 133 KB)This link will open in a new windowUpdated on July 4, 2024Tableau de traitement des commentaires LD CC

• Notice of consultation (pdf - 140 KB)This link will open in a new windowUpdated on November 2, 2023Consultation about Draft Regulation respecting information to be provided to holders of individual variable insurance contracts relating to segregated funds.
• Regulation respecting information to be provided to holders of individual variable insurance contracts relating to segregated funds (pdf - 223 KB)This link will open in a new windowUpdated on November 2, 2023Consultation about draft Regulation respecting information to be provided to holders of individual variable insurance contracts relating to segregated funds.

Comments received (comments are published in their original language)

Association canadienne des compagnies d’assurance de personnes — ACCAP (pdf - 257 KB)This link will open in a new windowUpdated on January 17, 2024Règlement sur les renseignements à fournir à un titulaire d'un contrat individuel à capital varialbe afférend à des fonds distincts (Lyne Duhaime)