First-time home buyer? Unlock the Potential of the HBP!

Download PDF document (pdf - 3 MB)This link will open in a new windowUpdated on 19 November 2020Did you know that you can use the funds withdrawn under the HBP as you see fit, provided the conditions for participating in the HBP are met? You could invest them or use them to pay off expensive debts. This guide offers up a range of attractive strategies to get the most of the HPB.

Did you know that you can use the funds withdrawn under the HBP as you see fit, provided the conditions for participating in the HBP are met? You could invest them or use them to pay off expensive debts. This guide offers up a range of attractive strategies to get the most of the HPB.

Reviewing Your Personal Finances

Download PDF document (pdf - 5 MB)This link will open in a new windowUpdated on 14 June 2016

Take a few minutes to think about your current financial situation and then answer the following questions:

  • Have you reviewed your personal finances lately?
  • How much do your debts, savings and/or investments amount to?
  • Do you have a clear idea of your total income and expenses?
  • Do you have specific savings or investment goals?

If you’re not sure about the answer to any of these questions, or if you’re not satisfied with your answers, this brochure can help you.

Choosing an Investment Dealer or Representative

Download PDF document (pdf - 4 MB)This link will open in a new windowUpdated on 22 August 2016

You’re a novice or seasoned investor who could use some assistance on where to place your money. Answer the following questions:

  • Do you know who to ask for investment assistance?
  • If so, is this person authorized to offer the financial products and services you need? How is this person paid (e.g. commission, salary)?
  • What will this person do to help you achieve your investment goals?
  • Are you able to provide this person with a detailed picture of your financial and personal situation so that he/she can recommend the appropriate products and services?

Many investors can’t answer these questions. But since this is YOUR money we’re talking about, you need to do your research before handing it over to anyone