For the General Public

The AMF Newsletter: Stay informed!

Every quarter, the AMF provides the general public with objective information on a variety of topics, such as personal finance, insurance, retirement planning and its own activities.


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Essential reading


Choosing Investments (pdf - 1 MB)This link will open in a new windowUpdated on June 17, 2022

Think back to the first time you made an investment, for example, by contributing to your RRSP. Then answer the following questions:

  • Which type of investment did you choose (e.g. stocks, bonds)?
  • Are the capital and the return guaranteed? If so, who is offering the guarantee?
  • What are the conditions for cashing in your investment?
  • What is the expected return?
  • How much tax will you have to pay on the gains?
  • Are there other more suitable investments for you?

Many investors can’t answer these questions. Yet this is YOUR money. So, before investing, investigate.

Fraud prevention

Red-flagging financial fraud (pdf - 995 KB)This link will open in a new windowUpdated on June 17, 2022

The first section of this guide sets out five steps to help you avoid financial fraud.

The second section presents the main types of financial fraud. By familiarizing yourself with them, you can reduce the risk of fraud and avoid a lot of problems.

Deposit protection

Your deposits are protected. That's a guarantee! (pdf - 208 KB)This link will open in a new windowUpdated on April 28, 2023In Québec, the money you deposit in an authorized deposit institution will be repaid to you by the Autorité des marchés financiers (AMF) if the institution goes bankrupt. This deposit protection is automatic and doesn’t cost you anything.

In Québec, your eligible deposits made with authorized deposit institutions are protected by the AMF.

Your deposits are protected up to a maximum of $100,000 per category of deposit, per authorized deposit institution, including principal and accrued interest.