Insurance sold by lenders and merchants
When you apply for automobile financing or a mortgage on a home, or when you purchase certain goods and services such as a trip, the lender or merchant may offer:
life, health and loss of employment insurance on your loan;
replacement insurance (available in particular through automobile dealers).
Specific rules govern the sale of these types of insurance. The lender or merchant, who is then called the distributor, does not need to be a representative certified by the AMF.
Choosing Home Insurance Available in PDF only
Home insurance provides homeowners and tenants with financial protection against damage or loss. Besides covering your property, it can protect you in case of accidental damage caused to others.
There are many products and endorsements (additional protection) on the market. How can you know whether your insurance policy provides all the protection you need?
This brochure will help you choose the right home insurance and make it easier for you to file any claims you may have in the future.
Choosing Life and Health Insurance
Ask yourself the following questions:
- If you or a family member dies, will those left behind be in financial trouble?
- If you were in a serious accident that left you unable to work for a year, how would you pay your bills?
- If you were hospitalized while travelling outside the country, who would pay the medical bills?
- If you became seriously ill and there was an expensive experimental treatment available in another country, would you be able to afford it?
If you can’t answer all of these questions, or if you’re not satisfied with your answers, this brochure can help you
Choosing Auto Insurance
Driving or owning a car is not without risk. Among other things, it can be stolen, be vandalized, catch fire, or be involved in an accident, with or without collision. Because such incidents can end up costing you a lot of money, you should protect yourself by buying the right auto insurance.
This brochure will help you choose the right auto insurance and make it easier for you to file any claims you may have in the future.
My First Car Insurance Policy - I'm In the Driver's Seat!
What you need to know before you buy your first car insurance:
- Which coverage is mandatory?
- How can I save on my premium?
- Can I drive a friend's car?
Frequently asked questions and responses and a glossary to help you find your way!
For more information, visit the AMF youth website: TesAffaires.com This link will open in a new window
Choosing Travel Insurance
Many people don't purchase travel insurance before they travel outside Québec. A simple trip to a beach or ski hill in Maine or Vermont, even for a few hours, can have serious financial consequences if you're in an accident or an unexpected health problem arises. This brochure will help you choose the right travel insurance and make it easier for you to file any claims you may have.