Instructions and forms regarding P&C Regulatory Returns, available on the website of the Office of the Superintendent of Financial Institutions (OSFI)

P&C Insurance Returns This link will open in a new window

Attestation of Compliance of Versions – Annual Return (pdf - 137 KB)This link will open in a new windowUpdated on September 30, 2014"attestation, compliance, annual"

Attestation of Compliance of Versions – Interim Return (pdf - 147 KB)This link will open in a new windowUpdated on June 4, 2015"attestation, compliance, versions, interim return"

MCT/BAAT Return This link will open in a new window

Attestation of Compliance of Versions (MCT/BAAT) – Interim Return (pdf - 10 KB)This link will open in a new windowUpdated on August 1^st, 2023Attestation of compliance of versions

Damage (“P&C”) insurers licensed in Québec

2023

• Notice relating to the filing of the annual return and other documents for the fiscal year ending December 31, 2023 – Damage (« P&C ») insurers authorized to carry on activities in Québec (pdf - 619 KB)This link will open in a new windowUpdated on December 14, 2023
• Notice relating to the filing of the annual return and other documents for the fiscal year ending October 31, 2023 – Damage (« P&C ») insurers authorized to carry on activities in Québec (pdf - 400 KB)This link will open in a new windowUpdated on October 26, 2023
• Notice relating to the filing of the interim return and other documents for the six months ending June 30, 2023 – Damage (« P&C ») insurers authorized to carry on activities in Québec (pdf - 390 KB)This link will open in a new windowUpdated on June 20, 2023
• Notice relating to the filing of the interim return and other documents for the six months ending April 30, 2023 – Damage («P&C») insurers authorized to carry on activities in Québec (pdf - 173 KB)This link will open in a new windowUpdated on April 20, 2023

2022

• Notice relating to the filing of the annual return and other documents for the fiscal year ending December 31, 2022 – Damage (« P&C ») insurers authorized to carry on activities in Québec (pdf - 1 MB)This link will open in a new windowUpdated on December 12, 2022
• Notice relating to the filing of the annual return and other documents for the fiscal year ending October 31, 2022 – Damage (« P&C ») insurers authorized to carry on activities in Québec (pdf - 969 KB)This link will open in a new windowUpdated on October 25, 2022
• Notice relating to the filing of the interim return and other documents for the six months ending June 30, 2022 – Damage (« P&C ») insurers authorized to carry on activities in Quebec (pdf - 381 KB)This link will open in a new windowUpdated on June 16, 2022
• Notice relating to the filing of the interim return and other documents for the six months ending April 30, 2022 – Damage («P&C») insurers authorized to carry on activities in Québec (pdf - 790 KB)This link will open in a new windowUpdated on April 20, 2022

2021

• Notice relating to the filing of the annual return and other documents for the fiscal year ending December 31, 2021 – Damage (« P&C ») insurers authorized to carry on activities in Québec (pdf - 1 MB)This link will open in a new windowUpdated on December 16, 2021
• Notice relating to the filing of the annual return and other documents for the fiscal year ending October 31, 2021 – Damage (« P&C ») insurers authorized to carry on activities in Québec (pdf - 968 KB)This link will open in a new windowUpdated on October 26, 2021 Notice
• Notice relating to the filing of the interim return and other documents for the six months ending June 30, 2021 – Damage (« P&C ») insurers authorized to carry on activities in Québec (pdf - 624 KB)This link will open in a new windowUpdated on June 1^st, 2021
• Notice relating to the filing of the interim return and other documents for the six months ending April 30, 2021 – Damage («P&C») insurers authorized to carry on activities in Quebec (pdf - 793 KB)This link will open in a new windowUpdated on April 15, 2021

2020

• Notice relating to the filing of the annual returns and other documents for the fiscal year ending December 31, 2020 – Damage (P&C) insurers authorized to carry on activities in Quebec (pdf - 792 KB)This link will open in a new windowUpdated on December 17 2020
• Notice relating to the filing of the annual return and other documents for the fiscal year ending October 31, 2020 – Damage (« P&C ») authorized to carry on activities in Quebec (pdf - 519 KB)This link will open in a new windowUpdated on October 27, 2020
• Notice relating to the filing of the interim return and other documents for the six months ending June 30, 2020-Damage («P&C») insurers authorized to carry on activities in Québec (pdf - 203 KB)This link will open in a new windowUpdated on June 22, 2020
• Notice of the Authority relating to filing of interim return and other documents for the half year ending April 30, 2020 – Damage (“P&C”) insurers authorized to carry on activities in Quebec (pdf - 311 KB)This link will open in a new windowUpdated on April 28, 2020 April 2020

2019

• Notice relating to the filing of the annual returns and other documents for the fiscal year ending December 31, 2019 – Damage (P&C) insurers authorized to carry on activities in Quebec (pdf - 683 KB)This link will open in a new windowUpdated on December 9, 2019 December 2019
• Notice relating to the filing of the annual return and other documents for the fiscal year ending October 31, 2019 – Damage (« P&C ») insurers authorized to carry on activities in Quebec (pdf - 430 KB)This link will open in a new windowUpdated on October 29, 2019 October 2019
• Notice of the Authority relating to filing of interim return and other documents for the half year ending June 30, 2019 - Damage ("P&C") Insurers authorized to carry on activities in Québec - (June 2019) (pdf - 460 KB)This link will open in a new windowJune 2019
• Notice of the Authority relating to filing of interim return and other documents for the half year ending April 30, 2019 – Damage (“P&C”) insurers licensed in Quebec (pdf - 69 KB)This link will open in a new windowApril 2019

2018

• Notice of the Authority relating to filing of annual return and other documents for the fiscal year ending December 31, 2018 – Damage (“P&C”) insurers licensed in Québec (pdf - 242 KB)This link will open in a new windowDécembre 2018
• Notice of the Authority relating to filing of annual return and other documents for the fiscal year ending October 31, 2018 (pdf - 300 KB)This link will open in a new windowOctober 2018
• Notice of the Authority relating to filing of interim return and other documents for the half year ending June 30, 2018 (pdf - 16 KB)This link will open in a new windowJune 2018
• Notice of the Authority relating to filing of the interim return and other documents for the half year ending April 30, 2018 (pdf - 18 KB)This link will open in a new windowDamage (“P&C”) insurers licensed in Quebec - April 2018

2017

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending December 31, 2017 (pdf - 145 KB)This link will open in a new windowDecember 2017
• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending October 31, 2017 (pdf - 27 KB)This link will open in a new windowOctober 2017
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending June 30, 2017 (pdf - 177 KB)This link will open in a new windowJune 2017
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending April 30, 2017 (pdf - 173 KB)This link will open in a new windowApril 2017

2016

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending December 31, 2016 – Damage (“P&C”) insurers licensed in Quebec (pdf - 472 KB)This link will open in a new windowDecember 2016
• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending October 31, 2016 – Damage (“P&C”) insurers licensed in Quebec (pdf - 303 KB)This link will open in a new windowOctober 2016
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending June 30, 2016 – Damage (“P&C”) insurers licensed in Quebec (pdf - 55 KB)This link will open in a new windowJune 2016 "notice, interim, damage, 2016"
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending April 30, 2016 – Damage (“P&C”) insurers licensed in Quebec (pdf - 32 KB)This link will open in a new windowApril 2016

2015

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending October 31, 2015 – Damage (“P&C”) insurers licensed in Quebec (pdf - 190 KB)This link will open in a new windowDecember 2015
• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending October 31, 2015 – Damage (“P&C”) insurers licensed in Quebec (pdf - 114 KB)This link will open in a new windowOctober
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending June 30, 2015 - Damage (P&C) insurers licensed in Quebec (pdf - 104 KB)This link will open in a new windowJune 2015
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending April 30, 2015 – Damage (“P&C”) insurers licensed in Quebec. (pdf - 31 KB)This link will open in a new windowApril 2015

2014

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending December 31, 2014 (pdf - 90 KB)This link will open in a new windowDecember 2014
• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ended October 31, 2014 – Damage (“P&C”) insurers licensed in Quebec (pdf - 127 KB)This link will open in a new windowNovember 2014 "notice, damage insurance, october, 2014"
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending June 30, 2014 – Damage (“P&C”) insurers licensed in Québec (pdf - 42 KB)This link will open in a new windowJune 2014 "notice, interim return, damage insurers, 2014"
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending April 30, 2014 – Damage (“P&C”) insurers licensed in Québec. (pdf - 30 KB)This link will open in a new windowApril 2014

2013

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending December 31, 2013 (pdf - 89 KB)This link will open in a new windowDecember 2013
• Notice of the Autorité relating to filing of annual returns and other documents for the fiscal year ending October 31, 2013 – Damage (“P&C”) insurers licensed in Québec (pdf - 100 KB)This link will open in a new windowOctober 2013
• Notice of the Autorité des marchés financiers relating to filing of interim returns and other documents for the half year ending June 30, 2013 – Damage (“P&C”) insurers licensed in Québec (pdf - 54 KB)This link will open in a new windowJune 2013 "notice, interim returns, life, 2013"
• Notice of the Autorité des marchés financiers relating to filing of interim returns and other documents for the half year ending April 30, 2013 – Damage (“P&C”) insurers licensed in Québec (pdf - 38 KB)This link will open in a new windowApril 2013

2012

• Avis relatif au dépôt de l’état annuel et autres documents pour l'exercice financier se terminant le 31 décembre 2012 – Assureurs de dommages, fédérations de sociétés mutuelles d’assurance et fonds de garantie (pdf - 245 KB)This link will open in a new windowDécembre 2012
• Avis - P&C 2012 (pdf - 217 KB)This link will open in a new windowOctober 2012
• Notice relating to filling or interim returns and other documents for the half year ending June 30, 2012 - Damage ("P&C") insurers licensed in Québec (pdf - 121 KB)This link will open in a new windowJune 2012 - Unofficial translation
• Notice of the Autorité des marchés financiers relating to filing of interim returns and other (pdf - 180 KB)This link will open in a new windowMay 2012
• Notice of the Autorité des marchés financiers relating to filing of annual returns (pdf - 138 KB)This link will open in a new windowJanuary 2012 notice, annuel returns, pc1, 2011,

Federations of mutual insurance associations and guarantee funds

2012

• Notice of the Autorité des marchés financiers relating to filing of annual returns (pdf - 138 KB)This link will open in a new windowJanuary 2012 notice, annuel returns, pc1, 2011,
• Notice relating to filing of annual returns and other documents for the fiscal year ending December 31, 2012 – Damage (“P&C”) insurers, federations of mutual insurance associations and guarantee funds (pdf - 223 KB)This link will open in a new windowDecember 2012 """notice, annual return, pc, 2012"""

MCT form This link will open in a new window

Instructions form guide This link will open in a new window

Guidelines

• Guide respecting the use of guarantee instruments (pdf - 1 MB)This link will open in a new windowUpdated on May 26, 2021

Report on Liabilities under IFRS 17

This Guide will be applicable for the Actuary’s Report related to the financial years ending on December 31, 2023 and after.

Quebec chartered insurers

• Actuary’s Guide Regarding the Liability Report for P&C Insurers (pdf - 1 MB)This link will open in a new windowUpdated on November 9, 2022
• Supplementary Tables (xlsx - 210 KB)This link will open in a new windowUpdated on November 9, 2022
• Unpaid Claims and Loss Ratio Analysis Exhibit (xlsx - 68 KB)This link will open in a new windowUpdated on November 9, 2022

Non-Quebec chartered insurers

The AMF considers the use of the Actuary’s Guide to be a sound management practice for all insurers licensed to carry on business in Quebec.

Non-Quebec chartered insurers must at least provide us with the documents they provide to their primary regulator.

Quebec chartered insurers

• Actuary's guide regarding the Financial Condition Testing report of P&C Insurers (pdf - 584 KB)This link will open in a new windowUpdated on March 2, 2022
• Financial Condition Testing report (xlsx - 190 KB)This link will open in a new windowUpdated on March 2, 2023

Non-Quebec chartered insurers

Non-Quebec chartered insurers must provide us with the documents they provide to their primary regulator. In addition, Non-Quebec chartered insurers must complete and send the Excel file below.

• Financial Condition Testing report (xlsx - 190 KB)This link will open in a new windowUpdated on March 2, 2023

Quebec chartered insurers

The software used to complete P&C’s regulatory financial statements, which also includes an Earthquake Exposure Data Return, must be used to send us the earthquake data.

• Instructions Form Guide (pdf - 643 KB)This link will open in a new windowUpdated on September 11, 2023
  • Instructions Form Guide (pdf - 667 KB)This link will open in a new windowUpdated on September 11, 2023

    Track changes

Non-Quebec chartered insurers

The software used to complete P&C’s regulatory financial statements, which also includes an Earthquake Exposure Data Return, must be used to send us the earthquake data.

General Information

Introduction to the Annual Statement on Market Conduct (pdf - 371 KB)This link will open in a new windowUpdated on February 22, 2017Introduction, Annual Statement, Market Conduct

Notice relating to the filing of the annual disclosure for each insurance product offered through a distributor – Insurers offering products in Québec through distribution without a representative (pdf - 25 KB)This link will open in a new windowUpdated on February 25, 2021Notice relating to the filing of the annual disclosure for each insurance product offered through a distributor