Financial returns

Forms and instructions

Instructions and forms regarding P&C interim and annual returns, available on the website of the Office of the Superintendent of Financial Institutions (OSFI).

P&C annual and interim returns instructions This link will open in a new window

Annual Return

P&C annual return This link will open in a new window

Attestation of Compliance of Versions – Annual Return (pdf - 137 KB)This link will open in a new windowUpdated on 30 September 2014"attestation, compliance, annual"

Interim Return

P&C interim return This link will open in a new window

Attestation of Compliance of Versions – Interim Return (pdf - 147 KB)This link will open in a new windowUpdated on 4 June 2015"attestation, compliance, versions, interim return"

AMF notices relating to filing of returns and other documents

Damage (“P&C”) insurers licensed in Québec

2020
2019
2018
2017
2016
2015
2014
2013
2012

Federations of mutual insurance associations and guarantee funds

2012

Policy liabilities report

Actuary's guide and other documents

As at December 31, 2020

The guide in this section is intended for actuaries of property and casualty Quebec chartered insurers.

Quebec chartered insurers

Actuary’s guide on P&C insurer policy liabilities (pdf - 610 KB)This link will open in a new windowUpdated on 6 September 2016actuary,guide,aar

Table of modifications (pdf - 74 KB)This link will open in a new windowUpdated on 6 September 2016tableau,modifications,passif,iard

Appendices (forms) – Policy liabilities report (xlsx - 49 KB)This link will open in a new windowUpdated on 6 September 2016appendices,excel,aar

Instructions for the "Unpaid Claims and Loss Ratio Analysis Exhibit" (pdf - 306 KB)This link will open in a new windowUpdated on 6 September 2016unpaid,claims,loss,ratio,exhibit

Appendix (form) – Unpaid Claims and Loss Ratio Analysis Exhibit  (xlsx - 46 KB)This link will open in a new windowUpdated on 4 September 2015appendices,instructions,uclrae

Instructions for electronic filing (pdf - 365 KB)This link will open in a new windowUpdated on 6 September 2016instructions, electronic filing, actuary – Data from the Unpaid Claims and Loss Ratio Exhibits

Non-Quebec chartered insurers

The AMF considers the use of the Actuary’s Guide to be a sound management practice for all insurers licensed to carry on business in Quebec.

Non-Quebec chartered insurers must at least provide us with the documents they provide to their primary regulator.

Financial Condition Testing report

Guide and information on documents to be submitted

Financial Condition Testing (FCT) based on December 31, 2019.

The actuary’s guide below is intended for actuaries of Quebec chartered P&C insurers.

Quebec chartered insurers

Actuary's guide regarding the Financial Condition Testing report of P&C Insurers (pdf - 666 KB)This link will open in a new windowUpdated on 10 February 2020actuary,guide,dcat

Table of modifications (pdf - 57 KB)This link will open in a new windowUpdated on 4 February 2020modifications,table,dcat

Financial Condition Testing report (xlsx - 307 KB)This link will open in a new windowUpdated on 10 February 2020

Non-Quebec chartered insurers

The AMF considers the use of the Actuary’s guide to be a sound management practice for all insurers authorized to carry on activities in Quebec. Non-Quebec chartered insurers must provide us with the documents they provide to their primary regulator. In addition, Non-Quebec chartered insurers must complete and send the Excel file below.

Financial Condition Testing report (xlsx - 307 KB)This link will open in a new windowUpdated on 10 February 2020

Earthquake

Form and instruction guide

Quebec chartered insurers

The Form and the Guide is for property and casualty Quebec chartered insurers.

  • The form must be produced from data as of December 31, 2020 while considering the reinsurance protection (retrocession) in force on January 1, 2021, as specified in section 3.6.2 of the MCT guideline, for the establishment of reinsurance recoverable amounts.
  • The form must be filed to the AMF no later than April 15, 2021.

Instruction Form Guide (pdf - 281 KB)This link will open in a new windowUpdated on 12 November 2015earthquake, instructions, exposure

Earthquake Exposure Data Form (xlsx - 53 KB)This link will open in a new windowUpdated on 12 November 2015

Non-Quebec property and casualty chartered insurers

The non-Quebec property and casualty chartered insurers must provide us the documents they provide to their respective primary regulator in accordance with their own requirements (reporting and filing dates).

Market conduct

Annual Statement on Market Conduct

General Information

Introduction to the Annual Statement on Market Conduct (pdf - 371 KB)This link will open in a new windowUpdated on 22 February 2017Introduction, Annual Statement, Market Conduct

References

For further information, please contact Info-divulgations@lautorite.qc.ca

Documentation

E-Services - Disclosure Guide - Insurers (pdf - 2 MB)This link will open in a new windowUpdated on 15 November 2017 (New)