Instructions and forms regarding P&C interim and annual returns, available on the website of the Office of the Superintendent of Financial Institutions (OSFI).

P&C annual and interim returns instructions This link will open in a new window

Annual Return

P&C annual return This link will open in a new window

Attestation of Compliance of Versions – Annual Return (pdf - 137 KB)This link will open in a new windowUpdated on 30 September 2014"attestation, compliance, annual"

Interim Return

P&C interim return This link will open in a new window

Attestation of Compliance of Versions – Interim Return (pdf - 147 KB)This link will open in a new windowUpdated on 4 June 2015"attestation, compliance, versions, interim return"

Damage (“P&C”) insurers licensed in Québec

2020

• Notice relating to the filing of the annual returns and other documents for the fiscal year ending December 31, 2020 – Damage (P&C) insurers authorized to carry on activities in Quebec (pdf - 792 KB)This link will open in a new windowUpdated on December 17 2020
• Notice relating to the filing of the annual return and other documents for the fiscal year ending October 31, 2020 – Damage (« P&C ») authorized to carry on activities in Quebec (pdf - 519 KB)This link will open in a new windowUpdated on 27 October 2020
• Notice relating to the filing of the interim return and other documents for the six months ending June 30, 2020-Damage («P&C») insurers authorized to carry on activities in Québec (pdf - 203 KB)This link will open in a new windowUpdated on 22 June 2020
• Notice of the Authority relating to filing of interim return and other documents for the half year ending April 30, 2020 – Damage (“P&C”) insurers authorized to carry on activities in Quebec (pdf - 311 KB)This link will open in a new windowUpdated on 28 April 2020 April 2020

2019

• Notice relating to the filing of the annual returns and other documents for the fiscal year ending December 31, 2019 – Damage (P&C) insurers authorized to carry on activities in Quebec (pdf - 683 KB)This link will open in a new windowUpdated on 9 December 2019 December 2019
• Notice relating to the filing of the annual return and other documents for the fiscal year ending October 31, 2019 – Damage (« P&C ») insurers authorized to carry on activities in Quebec (pdf - 430 KB)This link will open in a new windowUpdated on 29 October 2019 October 2019
• Notice of the Authority relating to filing of interim return and other documents for the half year ending June 30, 2019 - Damage ("P&C") Insurers authorized to carry on activities in Québec - (June 2019) (pdf - 460 KB)This link will open in a new windowJune 2019
• Notice of the Authority relating to filing of interim return and other documents for the half year ending April 30, 2019 – Damage (“P&C”) insurers licensed in Quebec (pdf - 69 KB)This link will open in a new windowApril 2019

2018

• Notice of the Authority relating to filing of annual return and other documents for the fiscal year ending December 31, 2018 – Damage (“P&C”) insurers licensed in Québec (pdf - 242 KB)This link will open in a new windowDécembre 2018
• Notice of the Authority relating to filing of annual return and other documents for the fiscal year ending October 31, 2018 (pdf - 300 KB)This link will open in a new windowOctober 2018
• Notice of the Authority relating to filing of interim return and other documents for the half year ending June 30, 2018 (pdf - 16 KB)This link will open in a new windowJune 2018
• Notice of the Authority relating to filing of the interim return and other documents for the half year ending April 30, 2018 (pdf - 18 KB)This link will open in a new windowDamage (“P&C”) insurers licensed in Quebec - April 2018

2017

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending December 31, 2017 (pdf - 145 KB)This link will open in a new windowDecember 2017
• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending October 31, 2017 (pdf - 27 KB)This link will open in a new windowOctober 2017
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending June 30, 2017 (pdf - 177 KB)This link will open in a new windowJune 2017
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending April 30, 2017 (pdf - 173 KB)This link will open in a new windowApril 2017

2016

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending December 31, 2016 – Damage (“P&C”) insurers licensed in Quebec (pdf - 472 KB)This link will open in a new windowDecember 2016
• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending October 31, 2016 – Damage (“P&C”) insurers licensed in Quebec (pdf - 303 KB)This link will open in a new windowOctober 2016
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending June 30, 2016 – Damage (“P&C”) insurers licensed in Quebec (pdf - 55 KB)This link will open in a new windowJune 2016 "notice, interim, damage, 2016"
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending April 30, 2016 – Damage (“P&C”) insurers licensed in Quebec (pdf - 32 KB)This link will open in a new windowApril 2016

2015

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending October 31, 2015 – Damage (“P&C”) insurers licensed in Quebec (pdf - 190 KB)This link will open in a new windowDecember 2015
• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending October 31, 2015 – Damage (“P&C”) insurers licensed in Quebec (pdf - 114 KB)This link will open in a new windowOctober
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending June 30, 2015 - Damage (P&C) insurers licensed in Quebec (pdf - 104 KB)This link will open in a new windowJune 2015
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending April 30, 2015 – Damage (“P&C”) insurers licensed in Quebec. (pdf - 31 KB)This link will open in a new windowApril 2015

2014

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending December 31, 2014 (pdf - 90 KB)This link will open in a new windowDecember 2014
• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ended October 31, 2014 – Damage (“P&C”) insurers licensed in Quebec (pdf - 127 KB)This link will open in a new windowNovember 2014 "notice, damage insurance, october, 2014"
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending June 30, 2014 – Damage (“P&C”) insurers licensed in Québec (pdf - 42 KB)This link will open in a new windowJune 2014 "notice, interim return, damage insurers, 2014"
• Notice of the Authority relating to filing of interim returns and other documents for the half year ending April 30, 2014 – Damage (“P&C”) insurers licensed in Québec. (pdf - 30 KB)This link will open in a new windowApril 2014

2013

• Notice of the Authority relating to filing of annual returns and other documents for the fiscal year ending December 31, 2013 (pdf - 89 KB)This link will open in a new windowDecember 2013
• Notice of the Autorité relating to filing of annual returns and other documents for the fiscal year ending October 31, 2013 – Damage (“P&C”) insurers licensed in Québec (pdf - 100 KB)This link will open in a new windowOctober 2013
• Notice of the Autorité des marchés financiers relating to filing of interim returns and other documents for the half year ending June 30, 2013 – Damage (“P&C”) insurers licensed in Québec (pdf - 54 KB)This link will open in a new windowJune 2013 "notice, interim returns, life, 2013"
• Notice of the Autorité des marchés financiers relating to filing of interim returns and other documents for the half year ending April 30, 2013 – Damage (“P&C”) insurers licensed in Québec (pdf - 38 KB)This link will open in a new windowApril 2013

2012

• Avis relatif au dépôt de l’état annuel et autres documents pour l'exercice financier se terminant le 31 décembre 2012 – Assureurs de dommages, fédérations de sociétés mutuelles d’assurance et fonds de garantie (pdf - 245 KB)This link will open in a new windowDécembre 2012
• Avis - P&C 2012 (pdf - 217 KB)This link will open in a new windowOctober 2012
• Notice relating to filling or interim returns and other documents for the half year ending June 30, 2012 - Damage ("P&C") insurers licensed in Québec (pdf - 121 KB)This link will open in a new windowJune 2012 - Unofficial translation
• Notice of the Autorité des marchés financiers relating to filing of interim returns and other (pdf - 180 KB)This link will open in a new windowMay 2012
• Notice of the Autorité des marchés financiers relating to filing of annual returns (pdf - 138 KB)This link will open in a new windowJanuary 2012 notice, annuel returns, pc1, 2011,

Federations of mutual insurance associations and guarantee funds

2012

• Notice of the Autorité des marchés financiers relating to filing of annual returns (pdf - 138 KB)This link will open in a new windowJanuary 2012 notice, annuel returns, pc1, 2011,
• Notice relating to filing of annual returns and other documents for the fiscal year ending December 31, 2012 – Damage (“P&C”) insurers, federations of mutual insurance associations and guarantee funds (pdf - 223 KB)This link will open in a new windowDecember 2012 """notice, annual return, pc, 2012"""

Quebec chartered insurers

• Actuary’s Guide on P&C Insurers Policy Liabilities (pdf - 610 KB)This link will open in a new windowUpdated on 18 September 2020
• Table of modifications (pdf - 74 KB)This link will open in a new windowUpdated on 18 September 2020
• Appendices (forms) – Policy liabilities report (xlsx - 49 KB)This link will open in a new windowUpdated on 18 September 2020
• Instructions for the "Unpaid Claims and Loss Ratio Analysis Exhibit" (pdf - 306 KB)This link will open in a new windowUpdated on 18 September 2020
• Appendix (form) – Unpaid Claims and Loss Ratio Analysis Exhibit (xlsx - 46 KB)This link will open in a new windowUpdated on 18 September 2020
• Instructions for electronic filing (pdf - 365 KB)This link will open in a new windowUpdated on 18 September 2020

Non-Quebec chartered insurers

The AMF considers the use of the Actuary’s Guide to be a sound management practice for all insurers licensed to carry on business in Quebec.

Non-Quebec chartered insurers must at least provide us with the documents they provide to their primary regulator.

Quebec chartered insurers

• Actuary's guide regarding the Financial Condition Testing report of P&C Insurers (pdf - 666 KB)This link will open in a new windowUpdated on 10 February 2020
• Table of modifications (pdf - 57 KB)This link will open in a new windowUpdated on 4 February 2020
• Financial Condition Testing report (xlsx - 307 KB)This link will open in a new windowUpdated on 10 February 2020

Non-Quebec chartered insurers

The AMF considers the use of the Actuary’s guide to be a sound management practice for all insurers authorized to carry on activities in Quebec. Non-Quebec chartered insurers must provide us with the documents they provide to their primary regulator. In addition, Non-Quebec chartered insurers must complete and send the Excel file below.

• Financial Condition Testing report (xlsx - 307 KB)This link will open in a new windowUpdated on 10 February 2020

Quebec chartered insurers

The Form and the Guide is for property and casualty Quebec chartered insurers.

• The form must be produced from data as of December 31, 2020 while considering the reinsurance protection (retrocession) in force on January 1, 2021, as specified in section 3.6.2 of the MCT guideline, for the establishment of reinsurance recoverable amounts.

Instruction Form Guide (pdf - 281 KB)This link will open in a new windowUpdated on 12 November 2015earthquake, instructions, exposure

Earthquake Exposure Data Form (xlsx - 53 KB)This link will open in a new windowUpdated on 12 November 2015

Non-Quebec property and casualty chartered insurers

The non-Quebec property and casualty chartered insurers must provide us the documents they provide to their respective primary regulator in accordance with their own requirements (reporting and filing dates).

General Information

Introduction to the Annual Statement on Market Conduct (pdf - 371 KB)This link will open in a new windowUpdated on 22 February 2017Introduction, Annual Statement, Market Conduct