Representative from a province or territory of Canada

Here are the steps candidates authorized to practise who are from another Canadian province or territory must complete if they wish to obtain a right to practise in Québec are outlined below. These steps vary depending on the period of validity of the right to practise.

The system of reference below lists the legal authorizations that are accepted by the AMF, the equivalences that may be granted in Québec and the requirements that must be met (examination and probationary period) in order to qualify for the exemptions.

Candidates who have held a valid right to practise for less than 24 of the past 36 months

Representatives certified to practise who are from another Canadian province or territory and wish to act as a mortgage brokerage representative are exempt from (s. 53 Regulation respecting the issuance and renewal of representatives’ certificates):

  • the prescribed minimum qualifications, other than those relating to concepts specific to professional practice in Québec; and
  • the prescribed examinations, except the examination relating to concepts specific to professional practice in Québec

To qualify for the exemptions, candidates must:

Important

The AMF may require additional documents or supporting documents.

The registration process and examination rules are explained on the Examinations page, which also features a list of the exam preparation manuals.

Candidates must submit an Application for Examination Registration Authorization (pdf - 301 KB)This link will open in a new windowUpdated on March 26, 2025 to the AMF and attach the following documents to it:

  • A photocopy of the document issued by a competent authority showing that the candidate held a legal authorization to practise when they resided outside Québec. Such legal authorization must be equivalent to the representative's certificate applied for in Québec. See the system of reference below.
  • Proof that the candidate resided in the Canadian province or territory when the authorization was granted by the competent authority. Such proof must include the candidate’s name and address. The following proofs of residence are accepted:
    • Driver’s licence issued by a Canadian province
    • Municipal or school tax bill
    • Government postal correspondence
    • Recent invoice from an energy, telephone service or cable supplier
    • Hospital card accompanied by a health insurance card bearing a photograph
    • Record of employment or pay stub
    • Home or car insurance certificate or statement
    • Transcript from a Canadian college or university
    • Bank statement
    • Canada Post change of address receipt

Once the candidate has passed or been exempted from the examination(s), they must complete a probationary period in the mortgage brokerage sector.

After the probationary period has been successfully completed, the candidate must apply for a representative’s certificate in the mortgage brokerage sector before the validity of their examination(s) expires.

Candidates who have held a valid right to practise for 24 of the past 36 months or more

Representatives certified to practise who are from another Canadian province or territory and wish to act as mortgage brokerage representatives are exempt from (s. 53 Regulation respecting the issuance and renewal of representatives’ certificates This link will open in a new window):

  • the prescribed minimum qualifications, other than those relating to concepts specific to professional practice in Québec;
  • the prescribed examinations, except the examination relating to concepts specific to professional practice in Québec; and
  • the probationary period, if the candidate practised in the corresponding sector or sector class in their province or territory of origin.

To qualify for the exemptions, candidates must:

Important

The AMF may require additional documents or supporting documents.

The registration process and examination rules are explained on the Examinations page, which also contains a list of the exam preparation manuals.

Candidates must submit an Application for Examination Registration Authorization (pdf - 301 KB)This link will open in a new windowUpdated on March 26, 2025 to the AMF and attach the following documents to it:

  • A photocopy of the document issued by a competent authority showing that the candidate held a legal authorization to practise when they resided outside Québec. Such legal authorization must be equivalent to the representative's certificate applied for in Québec. See the system of reference below.
  • A photocopy of the document evidencing the official history of their Canadian right to practise. This document, issued by a competent authority, demonstrates that the candidate practised for at least 24 of the past 36 months in the mortgage brokerage sector. The following are accepted as document evidencing the official history of the candidate’s Canadian right to practise:
    • Record of employment for jobs held in the past 36 months (Further information about records of employment may be obtained by calling Service Canada at 1-800-808-6352 or by visiting the Service Canada website at www.servicecanada.gc.ca This link will open in a new window)
    • Employment attestation letter, with letterhead, for a job held during the past 36 months, duly signed by the employer, business owner or head of human resources
    • Copies of the attestations of right to practise issued by the regulator of a Canadian province or territory covering the past 36-month period
    • Copies of every invoice payment statement relating to certification or the renewal of your attestation of right to practise covering the past 36-month period

Candidates who have proven that they have practised for at least 24 of the past 36 months in a Canadian province or territory other than Québec will be exempted from the probationary period and will be able to proceed directly to the next step.

Once the candidate has successfully completed or been exempted from the probationary period, they must apply for a representative’s certificate before the validity of their examination(s) expires.

Warning

Candidates who surrender or do not renew their legal authorization to practise in another province or territory and who wish to practise in Québec must, within three years following such surrender or non-renewal of the authorization:

End of the warning

System of reference

The tables below list, by Canadian province or territory, the legal authorizations to practise that facilitate the authorization holder’s ability to obtain a representative’s certificate issued by the AMF. The requirements that must be met for each representative’s certificate are also indicated.

Candidates from a Canadian province or territory other than Québec who hold a legal authorization to practise that does not appear in the tables below will have to meet the same qualification requirements as candidates from Québec.

Authorizations issued elsewhere in Canada Corresponding certificates in Québec Requirement(s)

Mortgage Broker Licence

Mortgage broker (16a)

Pass the course Professional conduct and professional practice and examination 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on October 17, 2019Evaluation, curriculum, mortgage, brokerage, qualification program administered by the AMF.

If required, successfully complete a 12-week probationary period in mortgage brokerage (See Step 2 above).

Authorizations issued elsewhere in Canada Corresponding certificates in Québec Requirement(s)

Mortgage Broker Licence

Mortgage broker (16a)

Pass the course Professional conduct and professional practice and examination 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on October 17, 2019Evaluation, curriculum, mortgage, brokerage, qualification program administered by the AMF.

If required, successfully complete a 12-week probationary period in mortgage brokerage (See Step 2 above).

Registered Submortgage Broker

Mortgage broker (16a)

Pass the course Professional conduct and professional practice and examination 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on October 17, 2019Evaluation, curriculum, mortgage, brokerage, qualification program administered by the AMF.

If required, successfully complete a 12-week probationary period in mortgage brokerage (See Step 2 above).

Authorizations issued elsewhere in Canada Corresponding certificates in Québec Requirement(s)

Mortgage Broker

Mortgage broker (16a)

Pass the course Professional conduct and professional practice and examination 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on October 17, 2019Evaluation, curriculum, mortgage, brokerage, qualification program administered by the AMF.

If required, successfully complete a 12-week probationary period in mortgage brokerage (See Step 2 above).

Mortgage Seller

Mortgage broker (16a)

Pass the course Professional conduct and professional practice and examination 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on October 17, 2019Evaluation, curriculum, mortgage, brokerage, qualification program administered by the AMF.

If required, successfully complete a 12-week probationary period in mortgage brokerage (See Step 2 above).

Authorizations issued elsewhere in Canada Corresponding certificates in Québec Requirement(s)

Mortgage Agent

Mortgage broker (16a)

Pass the course Professional conduct and professional practice and examination 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on October 17, 2019Evaluation, curriculum, mortgage, brokerage, qualification program administered by the AMF.

If required, successfully complete a 12-week probationary period in mortgage brokerage (See Step 2 above).

Mortgage Broker

Mortgage broker (16a))

Pass the course Professional conduct and professional practice and examination 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on October 17, 2019Evaluation, curriculum, mortgage, brokerage, qualification program administered by the AMF.

If required, successfully complete a 12-week probationary period in mortgage brokerage (See Step 2 above).

Authorizations issued elsewhere in Canada Corresponding certificates in Québec Requirement(s)

Mortgage Broker

Mortgage broker (16a)

Pass the course Professional conduct and professional practice and examination 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on October 17, 2019Evaluation, curriculum, mortgage, brokerage, qualification program administered by the AMF.

If required, successfully complete a 12-week probationary period in mortgage brokerage (See Step 2 above).

Authorizations issued elsewhere in Canada Corresponding certificates in Québec Requirement(s)

Mortgage Broker Licence

Mortgage broker (16a)

Pass the course Professional conduct and professional practice and examination 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on October 17, 2019Evaluation, curriculum, mortgage, brokerage, qualification program administered by the AMF.

If required, successfully complete a 12-week probationary period in mortgage brokerage (See Step 2 above).