The AMF requires future professionals to pass the following examinations, based on the sector or sector class in which they plan to practise, in order to ensure they have the necessary skills to properly advise clients.

A candidate must score at least 60% to pass each examination prescribed by the AMF. A candidate is considered to have failed an examination if he or she fails to comply with the instructions given during the examination session. However, a failure may be cancelled by the AMF where warranted by exceptional circumstances.

An examination is valid for two years from the date passed. All examinations must be valid when you begin your probationary period. If you have failed an exam, consult the page Rules for rewriting failed exams to find out what applies to your situation.

The AMF offers manuals and other tools to help you prepare for the examinations.

To consult the updates of the manuals and the examinations

If you wish to write an AMF examination, you must follow the registration process.

List of examinations to be passed

For the claims adjustment sector, a candidate must pass the following four exams:

Competency code Description of competency

05-115

Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of claims adjusters (pdf - 69 KB)This link will open in a new windowUpdated on April 20, 2017Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of claims adjusters

05-511

Settle personal property insurance claims based on the client's coverage (pdf - 28 KB)This link will open in a new windowUpdated on March 9, 2012Settle personal property insurance claims based on the client's coverage

05-512

Settle personal-lines and commercial-lines automobile insurance claims based on the client's coverage (pdf - 28 KB)This link will open in a new windowUpdated on March 9, 2012Settle personal-lines and commercial-lines automobile insurance claims based on the client's coverage

05-513

Settle commercial-lines property and civil liability insurance claims based on the client's coverage (pdf - 32 KB)This link will open in a new windowUpdated on January 14, 2013Settle commercial-lines property and civil liability insurance claims based on the client’s coverage

For the claims adjustment in personal-lines damage insurance sector class, a candidate must pass the following three exams:

Competency code Description of competency

05-115

Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of claims adjusters (pdf - 69 KB)This link will open in a new windowUpdated on April 20, 2017Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of claims adjusters

05-511

Settle personal property insurance claims based on the client's coverage (pdf - 28 KB)This link will open in a new windowUpdated on March 9, 2012Settle personal property insurance claims based on the client's coverage

05-512

Settle personal-lines and commercial-lines automobile insurance claims based on the client's coverage (pdf - 28 KB)This link will open in a new windowUpdated on March 9, 2012Settle personal-lines and commercial-lines automobile insurance claims based on the client's coverage

For the claims adjustment in commercial-lines damage insurance sector class, a candidate must pass the following three exams:

Competency code Description of competency

05-115

Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of claims adjusters (pdf - 69 KB)This link will open in a new windowUpdated on April 20, 2017Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of claims adjusters

05-512

Settle personal-lines and commercial-lines automobile insurance claims based on the client's coverage (pdf - 28 KB)This link will open in a new windowUpdated on March 9, 2012Settle personal-lines and commercial-lines automobile insurance claims based on the client's coverage

05-513

Settle commercial-lines property and civil liability insurance claims based on the client's coverage (pdf - 32 KB)This link will open in a new windowUpdated on January 14, 2013Settle commercial-lines property and civil liability insurance claims based on the client’s coverage

Do you have an exam rewrite scheduled for January 2027 or later? Here’s what you need to know.

The AMF has updated the Damage Licence Qualification Program and Claims Adjustment Qualification Program to ensure that future representatives possess the necessary knowledge and competence to respond to changes in the practices and realities of the sector. 

Starting in January 2027, new examinations will replace the current ones.

Claims adjustment

05-115 – Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of claims adjusters

will be replaced by examination:

05-125 – Set up a professional practice in compliance with the regulations governing the activities of claims adjusters

These changes apply to both initial and supplemental examinations.

If you failed examination 05-115 and you are still eligible for a rewrite on or after January 5, 2027:

  • your rewrite will be for the new examination 05-125; 
  • the rewrite will be considered an initial attempt for examination 05-125; 
  • you will therefore have four attempts to pass this new examination (1 initial examination and 3 supplemental examinations)

The rules for rewriting examinations remain unchanged.

How can you prepare?

If your initial examination or rewrite is scheduled for January 2027 or later, we recommend using manual E-145 This link will open in a new window, which supports competency 05-125.

Manual Ethics and professional practice – Damage insurance and Claims adjustment (E-145), 1st edition 2026 This link will open in a new window supports the development of the following competencies:

  • 03-124 - Set up a professional practice in compliance with the rules governing the activities of damage insurance representatives.
  • 05-125 – Set up a professional practice in compliance with the regulations governing the activities of claims adjusters