The AMF requires future professionals to pass the following examinations, based on the sector or sector class in which they plan to practise, in order to ensure they have the necessary skills to properly advise clients.

A candidate must score at least 60% to pass each examination prescribed by the AMF. A candidate is considered to have failed an examination if he or she fails to comply with the instructions given during the examination session. However, a failure may be cancelled by the AMF where warranted by exceptional circumstances.

An examination is valid for two years from the date it is passed. All examinations must be valid when you begin your probationary period. If you have failed an exam, consult the page Rules for rewriting failed exams to find out what applies to your situation.

The AMF offers manuals and other tools to help you prepare for the examinations.

To consult the updates of the manuals and the examinations

If you wish to write an AMF examination, you must follow the registration process.

List of examinations to be passed

Prepare yourself using sample exam questions

Damage insurance sector

Personal-lines damage insurance sector class

Commercial-lines damage insurance sector class

Do you have an exam rewrite scheduled for January 2027 or later? Here’s what you need to know.

The AMF has updated the Damage Licence Qualification Program and Claims Adjustment Qualification Program to ensure that future representatives possess the necessary knowledge and competence to respond to changes in the practices and realities of the sector. 

Starting in January 2027, new examinations will replace the current ones.

Damage insurance

As of January 5, 2027, examination:

03-114 – Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of damage insurance representatives

will be replaced by examination:

03-124 - Set up a professional practice in compliance with the rules governing the activities of damage insurance representatives

This change apply to both initial and supplemental examinations.

If you failed examination 03-114 and you are still eligible for a rewrite on or after January 5, 2027:

  • your rewrite will be for the new examination 03-124; 
  • the rewrite will be considered an initial attempt for examination 03-124; 
  • you will therefore have four attempts to pass this new examination (1 initial examination and 3 supplemental examinations)

The rules for rewriting examinations remain unchanged.

How can you prepare?

If your initial examination or rewrite is scheduled for January 2027 or later, we recommend using manual E-145 This link will open in a new window, which supports competency 03-124.

This link will open in a new window

Manual Ethics and professional practice – Damage insurance and Claims adjustment (E-145), 1st edition 2026 This link will open in a new window supports the development of the following competencies:

  • 03-124 - Set up a professional practice in compliance with the rules governing the activities of damage insurance representatives.
  • 05-125 – Set up a professional practice in compliance with the regulations governing the activities of claims adjusters