Rules for rewriting failed exams

Damage insurance and Claims adjustment

A candidate must score at least 60% to pass each examination prescribed by the AMF. A candidate is considered to have failed an examination if he or she fails to comply with the instructions given during the examination session. However, a failure may be cancelled by the AMF where warranted by exceptional circumstances.

In the damage insurance sector or claims adjustment sector or a class of these sectors, an examination is valid for a period of two years as of the date the candidate passed the examination.

A candidate who fails the initial examination is entitled to write three supplemental examinations. However, a candidate who has failed an examination and does not register for the supplemental examination within a period of two years as of the date he or she failed the examination, must submit a new application for examination registration authorization and then reapply to register for the initial examination.

Before submitting a registration application for a third supplemental examination, a candidate must successfully complete the courses related to the failed examination with a training body recognized by the AMF or, failing that, a privately tutored course recognized by the AMF. Proof of successful completion of the courses must be submitted along with the application for examination registration authorization.

A candidate who fails the third supplemental examination must wait for a period of two years as of the date of this failed attempt before he or she submits a new application for examination registration authorization and reapplies to write the initial examination.

Insurance of persons and Group insurance of persons

A candidate must score at least 60% to pass each examination prescribed by the AMF. A candidate is considered to have failed an examination if he or she fails to comply with the instructions given during the examination session. However, a failure may be cancelled by the AMF where warranted by exceptional circumstances.

In the insurance of persons sector or group insurance of persons sector, an examination is valid for a period of one year as of the date the candidate passed the first examination.

Rules in effect until September 14, 2025

For a single examination, a candidate is entitled, if he or she fails an examination, to write as many supplemental examinations as necessary, provided that the training required as minimum qualifications is valid. The validity period of this training is one year from the date the training is successfully completed.

Registration for a third or fourth supplemental examination can only take place three months as of the date of the most recent failed attempt. Any registration for a supplemental examination on or after September 15, 2025, must comply with the new rules in effect as of that date.

Registration for any subsequent supplemental examination can only take place six months as of the date of the most recent failed attempt. Any registration for a supplemental examination on or after September 15, 2025, must comply with the new rules in effect as of that date.

Rules in effect as of September 15, 2025

A candidate who fails an initial examination is entitled to rewrite that examination three times, provided that the training required as minimum qualifications is valid. A candidate who fails the third supplemental examination must wait for a period of one year as of the date of the failed attempt before reregistering for the initial examination.

Mortgage brokerage

A candidate must score at least 60% to pass each examination prescribed by the AMF. A candidate is considered to have failed an examination if he or she fails to comply with the instructions given during the examination session. However, a failure may be cancelled by the AMF where warranted by exceptional circumstances.

In the mortgage brokerage sector, an examination is valid for a period of two years from the date the candidate passed the first examination.

Rules in effect until September 14, 2025

A candidate who fails an examination is entitled to rewrite that examination three times, provided that the training required as minimum qualifications is valid. The validity period of this training is two years from the date it is successfully completed.

A candidate who fails one or more examinations four times must repeat the career entry process in order to become a mortgage broker. The candidate must successfully repeat the training required as minimum qualifications before reregistering to attempt the examinations. Once that training has been successfully completed, the candidate may write a first examination and three supplemental examinations, if necessary.

However, if a candidate who is repeating the career entry process registers for the first examination after September 15, 2025, the new rules in effect as of that date apply.

Rules in effect as of September 15, 2025

A candidate who fails an initial examination is entitled to rewrite that examination three times, provided that the training required as minimum qualifications is valid. A candidate who fails the third supplemental examination must wait for a period of one year as of the date of the failed attempt before reregistering for the initial examination. The candidate must also successfully repeat the training required as minimum qualifications, even if the training required as minimum qualifications is still valid.