Professional development is compulsory for representatives wishing to maintain a right to practise issued by the AMF.

On this page:

Representatives who do not comply with this requirement may have their right to practise suspended in the sector or sector class for which they are non-compliant.

Obligation to complete PDUs - Mortgage brokerage

The purpose of professional development activities is to enable you to maintain and enhance your knowledge, skills and abilities in respect of your activities as a mortgage broker.

In order to meet AMF requirements for mortgage brokerage, you must take part in AMF-recognized training activities during each reference period. The reference period runs for 24 months (2 years).

  • Current reference period: May 1, 2026 to April 30, 2028
  • Next reference period: May 1, 2028 to April 30, 2030

The rules relating to professional development are set out in the Regulation respecting the compulsory professional development of mortgage brokers This link will open in a new window.

To find out the number of PDUs  you are required to accumulate to maintain your right to practise, see the reference table.

Guide for mortgage brokers and responsible officers

(pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for mortgage brokers and responsible officers (2020-2022)

For more information, refer to the Guide for mortgage brokers and responsible officers (2026-2028) (pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for mortgage brokers and responsible officers (2020-2022), which provides clarifications regarding the compulsory professional development requirements and how professional development activities are managed.

As a mortgage broker or Responsible Officer in Mortgage Brokerage (RO-MB), you must complete between 24 and 30 hours of professional development during each reference period, including the current period. Each professional development unit (PDU) is equivalent to one hour of training activity recognized by the AMF.

By regulation, if you have maintained your right to practise as a mortgage broker, you must accumulate 24 PDUs during the two-year reference period, including 3 PDUs in at least one of the following three subjects:

  • Compliance with standards;
  • Ethics and professional conduct; or
  • Professional practice.

The remaining PDUs can be obtained in general subjects. Training activities can cover various subjects, including:

  • Laws, regulations and professional conduct;
  • Market developments;
  • Mortgage products;
  • Fraud prevention.
 General PDUsRequired PDUsTotal PDUs
Mortgage Broker21324
Total PDUs for a mortgage broker

Refer to your PDU record to find out exactly how many PDUs you need to accumulate.

A mortgage broker who has also served as a Responsible Officer in Mortgage Brokerage (RO-MB) must obtain six additional PDUs specific to the role of RO-MB, on top of the 24 PDUs required to act in mortgage brokerage, for a total of 30 PDUs per reference period.

 General PDUsRequired PDUsPDUs specific to ROs-MBTotal PDUs
Responsible Officer in Mortgage Brokerage213630
Total PDUs for a mortgage broker who acts as responsible officer

Refer to your PDU record to find out exactly how many PDUs you need to accumulate.

Warning

All mortgage brokers must satisfy their professional development requirements.

Note that reinstatement of your representative’s certificate could affect the number of PDUs you need to accumulate.

End of the warning

You must accumulate your PDUs by taking part in AMF-recognized training activities. A list of these activities is available in the Directory of professional development activities This link will open in a new window. The list provides:

  • The name of the professional development activity provider
  • The title of the training activity
  • A brief description of the activity
  • The subject covered by the activity
  • The number of PDUs awarded
  • The provider’s contact information.

The professional development activity provider must declare the participation of all brokers who took part in the activity within 72 hours following delivery of the activity. This information is used by the AMF to award the PDUs recognized for the completed activity.

Important: Retain proof of your participation in the training activities you have completed, as it could prove useful if there is ever an error in the transmission of information to the AMF.

After this happens, you will receive the following in AMF E-Services or the mail:

  • A notice of professional development activity declaration
  • A report showing the number of PDUs entered in your record and a list of completed activities

If the professional development activity you have completed does not appear on your record, please follow up directly with the training provider.

You can consult your professional development record at any time in AMF E-Services by:

  1. Logging in to E-Services;
  2. Under “Client File”, selecting “Reports and Generate a report”;
  3. Selecting the “Active PDU record in mortgage brokerage and list of professional development activities” report. You can generate the report in either PDF or Excel.

If you are not registered for AMF E-Services, you must request a copy of your report.

Missing PDUs

Any missing PDUs from a previous reference period will be added to the number of PDUs that must be accumulated in the current reference period. For example, a mortgage broker who did not accumulate the 24 PDUs required reinstate their certificate (for a surrender period of less than one year) must obtain:

  • The number of missing PDUs from the previous period, plus
  • The required PDUs for the current reference period.

The number of PDUs to be accumulated takes into account any exemptions that may have been granted.

For more information about the rules governing reinstatement, see the page Reinstatement.

Surplus PDUs for a reference period

If you accumulate more than the 24 PDUs required, the AMF will automatically carry over 6 PDUs to the following period. The carried-over PDUs will only count as general subject PDUs.

During each reference period, mortgage brokers must obtain 3 PDUs pertaining to:

  • Compliance with standards;
  • Ethics and professional conduct;
  • Professional practice.

These 3 required PDUs cannot be carried over.

If you are also certified in another sector governed by the Act respecting the distribution of financial products and services This link will open in a new window (Distribution Act), relevant training  dispensed by the Chambre de l’assuranceNOTE or Institut de planification financière (IPF) may be recognized for more than one sector. To confirm your eligibility:

  • Log into E-Services
  • Access the “Other application/request tab”
  • Select “Other application/request – Qualification”

Include your certificates of achievement with your request.

The Chambre de l'assurance - Amalgamation of the Chambre de l’assurance de dommages (ChAD) and the Chambre de la sécurité financière (CSF)
The Chambre de l'assurance was created on July 4, 2025, from the amalgamation of the Chambre de l’assurance de dommages (ChAD) and the Chambre de la sécurité financière (CSF).
The new chamber’s mission, like that of the chambers it is replacing, is to ensure the protection of the public by maintaining discipline among and supervising the training and ethics of its members.
The regulations, codes of ethics and policies of the ChAD and CSF will remain in effect until the adoption of similar rules.

You can apply for recognition of a training activity attended by you even if it has not been previously recognized by the AMF.

If the activity is deemed relevant and meets the recognition criteria, the AMF will recognize it solely for you. This recognition will not be applicable to all the participants.

Any training activity held outside Canada will not be recognized.

To obtain recognition of a training activity taken in a personal capacity, you must submit the form Application for recognition – Personal training activity – Professional development program in mortgage brokerage (pdf - 1 MB)This link will open in a new windowUpdated on January 16, 2026Demande de reconnaissance d'activité de formation personnelle en courtage hypothécaire (in French only).

Also see the Guide for mortgage brokers and responsible officers (pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for mortgage brokers and responsible officers (2020-2022) for more information.

If you are registered for AMF E-Services:

  1. Log in to E-Services;
  2. Under the “Insurance, F. Pl. and Mortgage Brokerage” menu, select “PDU record in mortgage brokerage”;
  3. Select “Have a personal training activity recognized” from the dropdown list;
  4. Validate the identification information;
  5. Attach the form Application for recognition of a personal training activity in mortgage brokerage (pdf - 1 MB)This link will open in a new windowUpdated on January 16, 2026Demande de reconnaissance d'activité de formation personnelle en courtage hypothécaire (in French only) and any one of the following supporting documents:
    1. Distance training, in-class training, university-level training, college-level training
      1. Detailed course plan
      2. Official registration for course taken
      3. Certificate of participation or attestation of successful completion (official transcript)
    2. Videoconference, symposium, conference, convention, seminar, webinar
      1. Registration confirmation and receipt
      2. Official certificate of participation
  6. Pay the fees payable for an application for recognition, as indicated in the Regulation respecting fees and contributions payable This link will open in a new window.
  7. Confirm the declaration regarding the information provided and submit the application
  8. You will receive a confirmation of submission and an application number

If you are not registered for AMF E-Services, you must send your form by mail.Forms sent to the AMF by e-mail or by fax will not be accepted.

As a mortgage broker, if you want to have college or university courses recognized for the purpose of earning PDUs, you must submit an application to the AMF entitled “course recognition for PDUs” and attach your official transcripts.

  • If you are registered for AMF E-Services, you must:
    • Log in to E-Services
    • Validate the identification information
    • Select “Other applications/requests”
    • Select “Other applications/requests – Qualification”
  • If you are not registered for E-Services, you must send your application by e-mail.

The training taken must comply with the recognition criteria set out in the Guide for mortgage brokers and responsible officers (pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for mortgage brokers and responsible officers (2020-2022).

For trainers and training providers

If, as a mortgage broker, you act as a trainer for a professional development activity recognized by the AMF, you will accumulate twice the number PDUs awarded for the activity.

This doubling of PDUs can be applied only once per reference period, even if you offer the same training more than once.

If your organization wishes to act as a professional development activity provider, you must take the following steps:

  1. Open your professional development activity provider file
    You must first submit the appropriate form, available in the forms for trainers section, and send it to the address shown on the form. Your application must be processed before you can go to the next step.
  2. Register for AMF E-Services through clicSÉQUR
    When your application to open a file is processed, you will be assigned a 10-digit client number. You’ll need this number to register.
    If your organization does not have a Québec Enterprise Number (NEQ), we will contact you with a means of access suited to your type of business.
  3. Send your application for recognition via AMF E-Services
    After registering for E-Services, you will need to submit your application for recognition as a professional development activity provider to us. The required form is available in the forms for trainers section. Make sure the form is completed and signed before it is submitted in E-Services. For all the recognition requirements, see the Guide for professional development activity providers (pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for professional development activity providers.
  4. Have each of your professional development activities recognized
    Submit an application for recognition for each professional development activity that you wish to offer. The required form is available in the forms for trainers section. Make sure the form is completed and signed before it is submitted in E-Services. For all the recognition requirements, see the Guide for professional development activity providers (pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for professional development activity providers.

Once a professional development activity has been recognized, the participation of all the brokers taking part in the activity must be declared by the provider every time the activity is delivered. This declaration enables the AMF to award the recognized PDUs to the brokers who took part in the training.

This declaration must be made within 72 hours following delivery of the activity using the application Disclose a professional development activity in E-Services.

The provider may:

Application for an exemption for personal reasons

If you need to take time off from your professional activities for personal reasons (illness, accident, family or parental obligations), you can apply for an exemption in order to reduce the number of PDUs to be accumulated during a given reference period.

However, the following conditions apply:

  • The absence must be for a period of 4 consecutive weeks; and
  • Exemptions do not apply to a period of gradual return to work.

If you are disabled for an indefinite length of time, an exemption may be granted for a maximum of 12 months during a given reference period.

How to apply for an exemption

To obtain a PDU exemption for the current reference period, you must send the Application for an exemption from professional development obligations - Mortgage brokerage (pdf - 146 KB)This link will open in a new windowUpdated on January 1st, 2026Application for an exemption from professional development obligations - Mortgage brokerage form to the AMF.

If you are registered for AMF E-Services:

  1. Log in to E-Services;
  2. Under the “Insurance, F. Pl. and Mortgage Brokerage” menu, select “PDU record in mortgage brokerage”;
  3. Select “Exemption application” from the dropdown list;
  4. Validate the identification information;
  5. Attach the Application for an exemption from professional development obligations – Mortgage brokerage (pdf - 146 KB)This link will open in a new windowUpdated on January 1st, 2026Application for an exemption from professional development obligations - Mortgage brokerage form and one of the following supporting documents, depending on your situation:
    1. Document from the parental insurance plan including the benefit periods;
    2. Document evidencing caregiver status; or
    3. Medical proof.
  6. Pay the fees payable for an administrative task as indicated in the Regulation respecting fees and contributions payable This link will open in a new window;
  7. Confirm the declaration regarding the information provided and submit the application;
  8. Retain the confirmation of submission and your application number.

If you are not registered for AMF E-Services, mail your form at the address of the Québec City office.

Automatic regulatory exemption

Certificate issuance

If you obtain a mortgage broker’s certificate for the first time during a given reference period, you will be exempted from your professional development obligations for a period of 12 months from the date of issuance of the certificate.

The number of PDUs to be accumulated at the end of the exemption is based on the number of full months remaining in the reference period. There are no exemptions for the 3 PDUs required under the Regulation.

Reinstatement of certificate

When a certificate is reinstated, the number of required PDUs is determined based on the reinstatement date and the number of months remaining in the current reference period.

If the reinstatement occurs after more than 36 months of inactivity, the professional development requirement will be considered to be the same as for first issuance of the certificate. In such cases, the broker must comply with the reinstatement and career entry conditions. For more information, see the page Reinstatement.

As a mortgage broker or Responsible Officer in Mortgage Brokerage (RO-MB), you must complete between 24 and 30 hours of professional development during each reference period, including the current period. Each professional development unit (PDU) is equivalent to one hour of training activity recognized by the AMF.

By regulation, if you have maintained your right to practise as a mortgage broker, you must accumulate 24 PDUs during the two-year reference period, including 3 PDUs in at least one of the following three subjects:

  • Compliance with standards;
  • Ethics and professional conduct; or
  • Professional practice.

The remaining PDUs can be obtained in general subjects. Training activities can cover various subjects, including:

  • Laws, regulations and professional conduct;
  • Market developments;
  • Mortgage products;
  • Fraud prevention.
 General PDUsRequired PDUsTotal PDUs
Mortgage Broker21324
Total PDUs for a mortgage broker

Refer to your PDU record to find out exactly how many PDUs you need to accumulate.

A mortgage broker who has also served as a Responsible Officer in Mortgage Brokerage (RO-MB) must obtain six additional PDUs specific to the role of RO-MB, on top of the 24 PDUs required to act in mortgage brokerage, for a total of 30 PDUs per reference period.

 General PDUsRequired PDUsPDUs specific to ROs-MBTotal PDUs
Responsible Officer in Mortgage Brokerage213630
Total PDUs for a mortgage broker who acts as responsible officer

Refer to your PDU record to find out exactly how many PDUs you need to accumulate.

Warning

All mortgage brokers must satisfy their professional development requirements.

Note that reinstatement of your representative’s certificate could affect the number of PDUs you need to accumulate.

End of the warning

You must accumulate your PDUs by taking part in AMF-recognized training activities. A list of these activities is available in the Directory of professional development activities This link will open in a new window. The list provides:

  • The name of the professional development activity provider
  • The title of the training activity
  • A brief description of the activity
  • The subject covered by the activity
  • The number of PDUs awarded
  • The provider’s contact information.

The professional development activity provider must declare the participation of all brokers who took part in the activity within 72 hours following delivery of the activity. This information is used by the AMF to award the PDUs recognized for the completed activity.

Important: Retain proof of your participation in the training activities you have completed, as it could prove useful if there is ever an error in the transmission of information to the AMF.

After this happens, you will receive the following in AMF E-Services or the mail:

  • A notice of professional development activity declaration
  • A report showing the number of PDUs entered in your record and a list of completed activities

If the professional development activity you have completed does not appear on your record, please follow up directly with the training provider.

You can consult your professional development record at any time in AMF E-Services by:

  1. Logging in to E-Services;
  2. Under “Client File”, selecting “Reports and Generate a report”;
  3. Selecting the “Active PDU record in mortgage brokerage and list of professional development activities” report. You can generate the report in either PDF or Excel.

If you are not registered for AMF E-Services, you must request a copy of your report.

Missing PDUs

Any missing PDUs from a previous reference period will be added to the number of PDUs that must be accumulated in the current reference period. For example, a mortgage broker who did not accumulate the 24 PDUs required reinstate their certificate (for a surrender period of less than one year) must obtain:

  • The number of missing PDUs from the previous period, plus
  • The required PDUs for the current reference period.

The number of PDUs to be accumulated takes into account any exemptions that may have been granted.

For more information about the rules governing reinstatement, see the page Reinstatement.

Surplus PDUs for a reference period

If you accumulate more than the 24 PDUs required, the AMF will automatically carry over 6 PDUs to the following period. The carried-over PDUs will only count as general subject PDUs.

During each reference period, mortgage brokers must obtain 3 PDUs pertaining to:

  • Compliance with standards;
  • Ethics and professional conduct;
  • Professional practice.

These 3 required PDUs cannot be carried over.

If you are also certified in another sector governed by the Act respecting the distribution of financial products and services This link will open in a new window (Distribution Act), relevant training  dispensed by the Chambre de l’assuranceNOTE or Institut de planification financière (IPF) may be recognized for more than one sector. To confirm your eligibility:

  • Log into E-Services
  • Access the “Other application/request tab”
  • Select “Other application/request – Qualification”

Include your certificates of achievement with your request.

The Chambre de l'assurance - Amalgamation of the Chambre de l’assurance de dommages (ChAD) and the Chambre de la sécurité financière (CSF)
The Chambre de l'assurance was created on July 4, 2025, from the amalgamation of the Chambre de l’assurance de dommages (ChAD) and the Chambre de la sécurité financière (CSF).
The new chamber’s mission, like that of the chambers it is replacing, is to ensure the protection of the public by maintaining discipline among and supervising the training and ethics of its members.
The regulations, codes of ethics and policies of the ChAD and CSF will remain in effect until the adoption of similar rules.

You can apply for recognition of a training activity attended by you even if it has not been previously recognized by the AMF.

If the activity is deemed relevant and meets the recognition criteria, the AMF will recognize it solely for you. This recognition will not be applicable to all the participants.

Any training activity held outside Canada will not be recognized.

To obtain recognition of a training activity taken in a personal capacity, you must submit the form Application for recognition – Personal training activity – Professional development program in mortgage brokerage (pdf - 1 MB)This link will open in a new windowUpdated on January 16, 2026Demande de reconnaissance d'activité de formation personnelle en courtage hypothécaire (in French only).

Also see the Guide for mortgage brokers and responsible officers (pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for mortgage brokers and responsible officers (2020-2022) for more information.

If you are registered for AMF E-Services:

  1. Log in to E-Services;
  2. Under the “Insurance, F. Pl. and Mortgage Brokerage” menu, select “PDU record in mortgage brokerage”;
  3. Select “Have a personal training activity recognized” from the dropdown list;
  4. Validate the identification information;
  5. Attach the form Application for recognition of a personal training activity in mortgage brokerage (pdf - 1 MB)This link will open in a new windowUpdated on January 16, 2026Demande de reconnaissance d'activité de formation personnelle en courtage hypothécaire (in French only) and any one of the following supporting documents:
    1. Distance training, in-class training, university-level training, college-level training
      1. Detailed course plan
      2. Official registration for course taken
      3. Certificate of participation or attestation of successful completion (official transcript)
    2. Videoconference, symposium, conference, convention, seminar, webinar
      1. Registration confirmation and receipt
      2. Official certificate of participation
  6. Pay the fees payable for an application for recognition, as indicated in the Regulation respecting fees and contributions payable This link will open in a new window.
  7. Confirm the declaration regarding the information provided and submit the application
  8. You will receive a confirmation of submission and an application number

If you are not registered for AMF E-Services, you must send your form by mail.Forms sent to the AMF by e-mail or by fax will not be accepted.

As a mortgage broker, if you want to have college or university courses recognized for the purpose of earning PDUs, you must submit an application to the AMF entitled “course recognition for PDUs” and attach your official transcripts.

  • If you are registered for AMF E-Services, you must:
    • Log in to E-Services
    • Validate the identification information
    • Select “Other applications/requests”
    • Select “Other applications/requests – Qualification”
  • If you are not registered for E-Services, you must send your application by e-mail.

The training taken must comply with the recognition criteria set out in the Guide for mortgage brokers and responsible officers (pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for mortgage brokers and responsible officers (2020-2022).

For trainers and training providers

If, as a mortgage broker, you act as a trainer for a professional development activity recognized by the AMF, you will accumulate twice the number PDUs awarded for the activity.

This doubling of PDUs can be applied only once per reference period, even if you offer the same training more than once.

If your organization wishes to act as a professional development activity provider, you must take the following steps:

  1. Open your professional development activity provider file
    You must first submit the appropriate form, available in the forms for trainers section, and send it to the address shown on the form. Your application must be processed before you can go to the next step.
  2. Register for AMF E-Services through clicSÉQUR
    When your application to open a file is processed, you will be assigned a 10-digit client number. You’ll need this number to register.
    If your organization does not have a Québec Enterprise Number (NEQ), we will contact you with a means of access suited to your type of business.
  3. Send your application for recognition via AMF E-Services
    After registering for E-Services, you will need to submit your application for recognition as a professional development activity provider to us. The required form is available in the forms for trainers section. Make sure the form is completed and signed before it is submitted in E-Services. For all the recognition requirements, see the Guide for professional development activity providers (pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for professional development activity providers.
  4. Have each of your professional development activities recognized
    Submit an application for recognition for each professional development activity that you wish to offer. The required form is available in the forms for trainers section. Make sure the form is completed and signed before it is submitted in E-Services. For all the recognition requirements, see the Guide for professional development activity providers (pdf - 4 MB)This link will open in a new windowUpdated on July 5, 2022Compulsory professional development in mortgage brokerage – Guide for professional development activity providers.

Once a professional development activity has been recognized, the participation of all the brokers taking part in the activity must be declared by the provider every time the activity is delivered. This declaration enables the AMF to award the recognized PDUs to the brokers who took part in the training.

This declaration must be made within 72 hours following delivery of the activity using the application Disclose a professional development activity in E-Services.

The provider may:

Application for an exemption for personal reasons

If you need to take time off from your professional activities for personal reasons (illness, accident, family or parental obligations), you can apply for an exemption in order to reduce the number of PDUs to be accumulated during a given reference period.

However, the following conditions apply:

  • The absence must be for a period of 4 consecutive weeks; and
  • Exemptions do not apply to a period of gradual return to work.

If you are disabled for an indefinite length of time, an exemption may be granted for a maximum of 12 months during a given reference period.

How to apply for an exemption

To obtain a PDU exemption for the current reference period, you must send the Application for an exemption from professional development obligations - Mortgage brokerage (pdf - 146 KB)This link will open in a new windowUpdated on January 1st, 2026Application for an exemption from professional development obligations - Mortgage brokerage form to the AMF.

If you are registered for AMF E-Services:

  1. Log in to E-Services;
  2. Under the “Insurance, F. Pl. and Mortgage Brokerage” menu, select “PDU record in mortgage brokerage”;
  3. Select “Exemption application” from the dropdown list;
  4. Validate the identification information;
  5. Attach the Application for an exemption from professional development obligations – Mortgage brokerage (pdf - 146 KB)This link will open in a new windowUpdated on January 1st, 2026Application for an exemption from professional development obligations - Mortgage brokerage form and one of the following supporting documents, depending on your situation:
    1. Document from the parental insurance plan including the benefit periods;
    2. Document evidencing caregiver status; or
    3. Medical proof.
  6. Pay the fees payable for an administrative task as indicated in the Regulation respecting fees and contributions payable This link will open in a new window;
  7. Confirm the declaration regarding the information provided and submit the application;
  8. Retain the confirmation of submission and your application number.

If you are not registered for AMF E-Services, mail your form at the address of the Québec City office.

Automatic regulatory exemption

Certificate issuance

If you obtain a mortgage broker’s certificate for the first time during a given reference period, you will be exempted from your professional development obligations for a period of 12 months from the date of issuance of the certificate.

The number of PDUs to be accumulated at the end of the exemption is based on the number of full months remaining in the reference period. There are no exemptions for the 3 PDUs required under the Regulation.

Reinstatement of certificate

When a certificate is reinstated, the number of required PDUs is determined based on the reinstatement date and the number of months remaining in the current reference period.

If the reinstatement occurs after more than 36 months of inactivity, the professional development requirement will be considered to be the same as for first issuance of the certificate. In such cases, the broker must comply with the reinstatement and career entry conditions. For more information, see the page Reinstatement.

Certificate suspension

Professional development is compulsory for all representatives wishing to maintain a right to practise issued by the AMF. If a representative does not accumulate the required number of PDUs by the prescribed deadline, the AMF will send a suspension decision to the representative for each sector or sector class.

Reference periods:

  • Current period:
    May 1, 2026 to April 30, 2028
  • Next period:
    May 1, 2028 to April 30, 2030

Steps leading to suspension

Following the end of the reference period, the AMF will send a notice prior to issuance of a decision to suspend the right to practise to representatives who have not complied with their professional development requirements. The notice is sent 15 days prior to the certificate suspension date.

You can avoid suspension by:

  • accumulating the missing PDUs before the deadline indicated in the notice;
  • submitting an application to withdraw from a sector. The application must be submitted by you and processed by the AMF before the suspension date. If you want to practise in the mortgage brokerage sector again, you will have to apply for reinstatement.

If you wish to submit arguments against your suspension

If you feel the suspension is not justified, you can send your observations and documents to the AMF within 15 days following the date of the notice.

Via E-Services:

By mail:

Autorité des marchés financiers
Direction de la certification et de l'inscription
Place de la Cité, tour PwC
2640, boulevard Laurier, 4e étage
Québec (Québec)  G1V 5C1

If the situation has not been corrected after 15 days, the AMF will send a decision suspending a representative’s certificate to representatives who are still not compliant with their PDU requirements.

A message will also be sent to the firm the representative is attached to.

On the effective date of the suspension, the representative will have to cease to pursue activities until the suspension is officially lifted.

In order to have the suspension lifted:

  1. You must complete all the missing PDUs.
  2. The AMF will lift the suspension of your certificate on the next business day following the day on which the situation is corrected.
  3. The AMF will send you a letter informing you that the suspension of your certificate has been lifted, a copy of which will sent to the firm you’re attached to.