The general obligations of a representative are described in the Act respecting the distribution of financial products and services This link will open in a new window (the “Distribution Act”) and its regulations as well as the code of ethics relevant to the sector involved.

To better understand some of your obligations:


Firms, independent partnerships or independent representatives are required to have professional liability insurance. They must also establish that every representative acting on their behalf without being an employee has liability insurance that is consistent with the requirements determined by regulation.

Find out more about professional liability insurance

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Electronic signatures

Electronic signatures are not prohibited under the AMF framework. Registrants must, however, ensure that the insurer’s internal guidelines permit their use. Moreover, the use of electronic signatures must comply with the rules set out in the Civil Code of Québec This link will open in a new window and the Act to establish a legal framework for information technologyThis link will open in a new window