Commercial Practices
Sound commercial practices
The Sound Commercial Practices Guideline sets out the AMF’s expectations for ensuring that financial institutions establish practices aimed at making the fair treatment of clients a core component of their corporate culture, thereby protecting consumers from the inherent risks of using their products while bolstering consumer confidence in the financial system.
Fair consumer credit practices
The Fair Consumer Practices Guideline sets out the AMF’s expectations for ensuring that financial institutions’ practices to assess clients’ credit risk serve to identify situations of current or potential over-indebtedness and deal with them appropriately
Principal Protected Notes
The Guideline on Principal Protected Notes sets out the AMF’s expectations regarding information to be disclosed to consumers and the manner and timing of such disclosure.
Incentive Management
The Incentive Management Guideline complements the Sound Commercial Practices Guideline. Specifically, it sets out the AMF’s expectations of the financial institution with respect to the management of incentive arrangements.