Capital management

The Capital Management Guideline sets out the AMF’s expectations for ensuring that all the strategies, policies and procedures used by a financial institution to determine and plan its capital continually comply with minimum regulatory capital requirements and, depending on the institution’s risk profile, the target established for oversight purposes.

Pillar 3 disclosure requirements

The Pillar 3 Disclosure Requirements Guideline sets out the requirements with which the AMF expects financial services cooperatives, credit unions not members of a federation, trust companies and savings companies to comply in order to enable market participants to access key information relating to the regulatory capital and risk exposures of these institutions in order to increase transparency and confidence.

Capital and liquidity treatment of cryptoasset exposures

The Guideline on capital and liquidity treatment of cryptoasset exposures articulates the AMF’s expectations for financial institutions with respect to the capital and liquidity treatment of cryptoasset exposures.

Liquidity risk management

The Liquidity Risk Management Guideline sets out the AMF’s expectations for ensuring that financial institutions implement an effective management framework enabling them to ensure ongoing access to the liquidity required to meet their current and anticipated obligations without disrupting their day-to-day operations and without incurring substantial losses in the event of a funding shortfall.

Financial services cooperatives, credit unions not members of a federation, trust companies and savings companies

The Capital Adequacy Guideline sets out the AMF’s requirements regarding the capital adequacy framework applicable to credit unions not members of a federation, trust companies and savings companies. These requirements must be calculated based on the various risks faced by these institutions.

Liquidity adequacy

The Liquidity Adequacy Guideline sets out the AMF’s requirements regarding the liquidity adequacy framework applicable to financial services cooperatives, credit unions not members of a federation, trust companies and savings companies. These liquidity requirements must be calculated based on parameters in order to comply with the minimum ratios set by the AMF.

Total loss absorbing capacity

The Total Loss Absorbing Capacity Guideline sets out the AMF’s requirements regarding the framework for ensuring that systemically important financial services cooperatives maintain sufficient loss absorbing capacity to minimize taxpayers’ exposure to loss in the event of a default.