Representatives from a Canadian province other than Québec or from a Canadian territory
Here are the steps candidates authorized to practice who are from another Canadian province or territory must complete if they wish to obtain a right to practise in Québec. These steps vary depending on the period of validity of the right to practise.
The system of reference below lists the legal authorizations that are accepted by the AMF, the equivalences that may be granted in Québec and the requirements that must be met (examination and probationary period) in order to qualify for the exemptions.
Candidates who have held a valid right to practise for less than 24 of the past 36 months
A candidate authorized to practise from another Canadian province or territory who wishes to obtain a certificate in the sector or a sector class of insurance of persons or group insurance of persons is exempt from (s. 53 Regulation respecting the issuance and renewal of representatives’ certificates):
- the prescribed minimum qualifications, other than those relating to concepts specific to professional practice in Québec;
- the prescribed examinations, except the examination relating to concepts specific to professional practice in Québec; and
- the probationary period, if the candidate practised in the corresponding sector or sector class in their province or territory of origin.
To qualify for the exemptions, candidates must:
- successfully complete the course Ethics and Professional Practice (Civil Code) with a training provider recognized by the AMF; and;
- pass AMF examination 01-111 - Develop an ethical professional practice, in compliance with the rules governing the insurance of persons sector (pdf - 130 KB)
This link will open in a new windowUpdated on September 7, 2018Life Licence Qualification Program (LLQP) recognized by the AMF; You must pass this examination in your province of residence. Contact your regulator to find out how to register for it. - provide the authorization issued by a competent authority of a Canadian province or territory evidencing their right to practise.
Important
The AMF may require additional documents or supporting documents.
Candidates must submit an application for exemption (pdf - 937 KB)This link will open in a new windowUpdated on March 24, 2025 and attach the following documents to it:
- A photocopy of the document issued by a competent authority showing that the candidate held a legal authorization to practise when they resided outside Québec. Such legal authorization must be equivalent to the representative's certificate applied for in Québec. See the system of reference below.
- Proof that the candidate resided in the Canadian province or territory when the authorization was granted by the competent authority. Such proof must include the candidate’s name and address. The following proofs of residence are accepted:
- Driver’s licence issued by a Canadian province
- Municipal or school tax bill
- Government postal correspondence
- Recent invoice from an energy, telephone service or cable supplier
- Hospital card accompanied by a health insurance card bearing a photograph
- Record of employment or pay stub
- Home or car insurance certificate or statement
- Transcript from a Canadian college or university
- Bank statement
- Canada Post change of address receipt
Once the candidate has passed or been exempted from the examination(s), they must successfully complete a probationary period in the chosen sector or sector class.
Once the candidate has successfully completed or been exempted from the probationary period, they must apply for a representative’s certificate before the validity of their examination(s) expires.
Candidates who have held a valid right to practise for 24 of the past 36 months or more
Representatives certified to practise who are from another Canadian province or territory and wish to act as mortgage brokerage representatives are exempt from (s. 53 Regulation respecting the issuance and renewal of representatives’ certificates This link will open in a new window):
- the prescribed minimum qualifications, other than those relating to concepts specific to professional practice in Québec;
- the prescribed examinations, except the examination relating to concepts specific to professional practice in Québec; and
- the probationary period, if the candidate practised in the corresponding sector or sector class in their province or territory of origin.
To qualify for the exemptions, candidates must:
- successfully complete the course Ethics and Professional Practice (Civil Code) with a training provider recognized by the AMF; and;
- pass AMF examination 01-111 - Develop an ethical professional practice, in compliance with the rules governing the insurance of persons sector (pdf - 130 KB)This link will open in a new windowUpdated on September 7, 2018Life Licence Qualification Program (LLQP) recognized by the AMF; You must pass this examination in your province of residence. Contact your regulator to find out how to register for it.
- provide the authorization issued by a competent authority of a Canadian province or territory evidencing their right to practise; and
- provide an official history of their right to practise.
Important
The AMF may require additional documents or supporting documents.
Candidates must submit an application for exemption (pdf - 937 KB)This link will open in a new windowUpdated on March 24, 2025 and attach the following documents to it:
- A photocopy of the document issued by a competent authority showing that the candidate held a legal authorization to practise when they resided outside Québec. Such legal authorization must be equivalent to the representative's certificate applied for in Québec. See the system of reference below.
- A photocopy of a document evidencing the sector or sector class in which they are pursuing activities. This detailed attestation from the employer is furnished by a business on whose behalf they have acted and demonstrates that they have pursued activities falling within the scope of the sector or sector class in which they wish to practise in Québec.
- A photocopy of the document evidencing the official history of their Canadian right to practise. This document, issued by a competent authority, demonstrates that the candidate practised for at least 24 of the past 36 months in the sector or a sector class of damage insurance. The following are accepted as documents evidencing the official history of the candidate’s Canadian right to practise:
- Record of employment for jobs held in the past 36 months (Further information about records of employment can be obtained by calling Service Canada at 1-800-808-6352 or by visiting the Service Canada website at www.servicecanada.gc.ca This link will open in a new window)
- Employment attestation letter, with letterhead, for the job held during the past 36 months, duly signed by the employer, business owner or head of human resources
- Copy of every attestation of right to practise issued by the regulator of a Canadian province or territory covering the past 36-month period
- Copy of every invoice payment statement relating to certification or the renewal of your attestation of right to practise covering the past 36-month period
- Record of employment for jobs held in the past 36 months (Further information about records of employment can be obtained by calling Service Canada at 1-800-808-6352 or by visiting the Service Canada website at www.servicecanada.gc.ca
Candidates who have proven that they have practised for at least m24 of the past 36 months in a Canadian province or territory other than Québec will be exempted from the probationary period and will be able to proceed directly to the next step.
Once the candidate has successfully completed or been exempted from the probationary period, they must apply for a representative’s certificate before the validity of their examination(s) expires.
Candidates who surrender or do not renew their legal authorization to practise in another province or territory and who wish to practise in Québec must, within three years following such surrender or non-renewal of the authorization:
- pass the AMF examination(s) indicated in the System of reference;
- complete the probationary period, if required; and
- apply for a a representative’s certificate.
System of reference
The tables below list, by Canadian province or territory, the legal authorizations to practise that facilitate the authorization holder’s ability to obtain a representative’s certificate issued by the AMF. It also shows the requirements that must be met for each representative’s certificate.
Candidates from a Canadian province or territory other than Québec who hold a legal authorization to practise that does not appear in the tables below will have to meet the same qualification requirements as candidates from Québec.
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
|---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class (see Step 2 above). |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons (see Step 2 above). |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans (see Step 2 above). |