Representatives from a Canadian province other than Québec or from a Canadian territory
This section is intended for candidates who hold, or, under certain conditions, have held, an authorization equivalent to a Québec representative's certificate in the sector or a sector class of insurance of persons or group insurance of persons issued by a competent authority of another Canadian province or territory (hereinafter referred to as an "authorization").
The steps to obtain a right to practise in Québec vary depending on the period of validity of the authorization.
The system of reference below lists the authorizations that are accepted by the AMF, the equivalences that may be granted in Québec and the requirements that must be met (examination and probationary period) in order to obtain a certificate from the AMF.
Candidates who have held a valid authorization for less than 24 of the past 36 months
A candidate is exempt from (s. 53 Regulation respecting the issuance and renewal of representatives’ certificates):
- the minimum qualifications, other than those relating to concepts specific to professional practice in Québec; and
- the examinations, except the examination relating to concepts specific to professional practice in Québec.
The candidate must:
- successfully complete the course Ethics and Professional Practice (Civil Code) with a training provider recognized by the AMF; and;
- pass AMF examination 01-111 - Develop an ethical professional practice, in compliance with the rules governing the insurance of persons sector (pdf - 130 KB)
This link will open in a new windowUpdated on September 7, 2018Life Licence Qualification Program (LLQP). This examination is offered in the province or territory where you live. Contact the regulator of your province or territory to find out how to register for it.
Important
The AMF may require additional documents or supporting documents.
Candidates must then submit an Application for exemption – Candidates from outside Québec (pdf - 950 KB)This link will open in a new windowUpdated on March 26, 2025 and attach the following documents to it:
- A photocopy of an authorization equivalent to the representative’s certificate applied for in Québec. See the system of reference below.
- Proof that the candidate was residing in the other Canadian province or territory when the authorization was granted by the competent authority. Such proof must include the candidate’s name and address. The following are accepted as proof of residence:
- Driver’s licence issued by a Canadian province
- Municipal or school tax bill
- Government postal correspondence
- Recent invoice from an energy, telephone service or cable supplier
- Hospital card accompanied by a health insurance card bearing a photograph
- Record of employment or pay stub
- Home or car insurance certificate or statement
- Transcript from a Canadian college or university
- Bank statement
- Canada Post change of address receipt
Once the candidate has passed the examination, they must complete a probationary period in the sector or sector class in which they wish to obtain a certificate in Québec.
After the candidate has successfully completed their probationary period, they must apply for a representative’s certificate before the validity of the examination they have passed expires.
Candidates who have held a valid authorization for 24 or more months of the past 36 months and who, during that period, pursued activities in the sector or sector class in which they are applying for a certificate
A candidate is exempt from (s. 53 This link will open in a new window Regulation respecting the issuance and renewal of representatives’ certificates):
- the minimum qualifications, other than those relating to concepts specific to professional practice in Québec;
- the examinations, except the examination relating to concepts specific to professional practice in Québec; and
- the probationary period, if the candidate practised for at least 24 of the past 36 months in the corresponding sector or sector class in the province or territory they are from (in effect since March 26, 2025).
The candidate must:
- successfully complete the course Ethics and Professional Practice (Civil Code) with a training provider recognized by the AMF; and
- pass AMF examination 01-111 - Develop an ethical professional practice, in compliance with the rules governing the insurance of persons sector (pdf - 130 KB)
This link will open in a new windowUpdated on September 7, 2018Life Licence Qualification Program (LLQP). This examination is offered in the province or territory where you live. Contact the regulator of your province or territory to find out how to register for it.
Important
The AMF may require additional documents or supporting documents.
Candidates must then submit an Application for exemption – Candidates from outside Québec (pdf - 950 KB)This link will open in a new windowUpdated on March 26, 2025 and attach the following documents to it:
- A photocopy of an authorization equivalent to the representative’s certificate applied for in Québec. See the system of reference below.
- Proof that the authorization has been valid for at least 24 of the past 36 months (history of the candidate’s Canadian right to practise). The following are accepted as proof:
- Copies of all legal authorizations to practise issued by a competent authority of another Canadian province or territory covering the past 24 to 36 months;
OR - A letter attesting to the history of the candidate’s right to practise, obtained from the competent authority that issued the authorization, demonstrating 24 or more months of practice in the past 36 months; and
- Copies of all legal authorizations to practise issued by a competent authority of another Canadian province or territory covering the past 24 to 36 months;
- A detailed attestation from a business on whose behalf the candidate has acted for 24 or more months of the past 36 months (Detailed attestation from the employer). If you acted for more than one business for 24 of the past 36 months, please provide proof for each business. The following are accepted as proof:
- A letter on official letterhead duly signed by the responsible officer or an authorized person of the business (or the equivalent in the case of a business that is not a financial services business operating in Québec). This letter must detail the period(s) when the candidate pursued activities falling within the scope of the sector or sector class in which they wish to practise in Québec;
OR - Appendix 1 – Detailed attestation from the employer (pdf - 735 KB)
This link will open in a new windowUpdated on March 26, 2025Appendix 1 - Detailed attestation from the employer (Application for exemption - Candidates from outside Québec), duly signed by the responsible officer or an authorized person of the business (or the equivalent in the case of a business that is not a financial services business operating in Québec).
- A letter on official letterhead duly signed by the responsible officer or an authorized person of the business (or the equivalent in the case of a business that is not a financial services business operating in Québec). This letter must detail the period(s) when the candidate pursued activities falling within the scope of the sector or sector class in which they wish to practise in Québec;
After completing the training course and passing the exam, candidates who have proven that they have practised for 24 or more months of the past 36 months in a Canadian province or territory other than Québec will be exempted from the probationary period and will be able to apply directly for the certificate. They must apply for a representative’s certificate before the validity of their examination expires.
Candidates who surrender or do not renew their legal authorization to practise in another province or territory and who wish to practise in Québec must, within three years following such surrender or non-renewal of the authorization:
- pass the AMF examination(s) indicated in the System of reference;
- complete the probationary period, if required; and
- apply for a a representative’s certificate.
System of reference
The tables below list, by Canadian province or territory, the legal authorizations to practise that facilitate the authorization holder’s ability to obtain a representative’s certificate issued by the AMF. The requirements that must be met for each representative’s certificate are also indicated.
Candidates from another Canadian province or territory who hold an authorization to practise that does not appear in the tables below must meet the same qualification requirements as candidates from Québec. They cannot benefit from the exemptions under section 53 This link will open in a new window.
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |
Authorizations | Corresponding certificate(s) in Québec | Requirements to be met |
---|---|---|
Accident & Sickness insurance agent | Accident and sickness insurance representative (1b) | If required, successfully complete a 6-week probationary period in the accident and sickness insurance sector class. |
Full life insurance agent | Insurance of persons representative (1a) | If required, successfully complete a 12-week probationary period in insurance of persons. |
Full life insurance agent | Group insurance of persons representative (2a) | If required, successfully complete a 12-week probationary period in group insurance of persons, including 6 weeks in group insurance plans and 6 additional weeks in group annuity plans. |