February 2, 2007

The following guidelines issued by the Autorité des marchés financiers (AMF) to insurers and financial services cooperatives have been amended.

The Minimum Capital Test (MCT) and Capital Adequacy Requirements (CAR) are applicable in respect of the financial periods beginning on or after January 1, 2007.

Access to guidelines and amendment tables
The Adequacy of capital base guideline (in French only) is applicable in respect of the financial periods beginning on or after January 1, 2007. The Adequacy of capital base guideline intended for credit unions that are not members of a federation (in French only) is applicable in respect of the financial periods beginning on or after October 31, 2006.