If you ceased your activities, conditions for the reinstatement of your certificate apply according to the sector in which you wish to carry on activities and the period of time during which you did not pursue any activities. If you are eligible for a reinstatement of your certificate, you must complete an Application for a Representative's Certificate form.

Conditions for reinstatement

The period of surrender of a certificate starts:

  • on the day on which the certificate referred to in the application for reinstatement is surrendered; or
  • on the date following the expiry of the non-renewed certificate referred to in the application for reinstatement.

For the insurance of persons, group insurance, damage insurance and claims adjustment sectors :

Period of surrender of certificate
One year or less

Conditions for reinstatement

Where applicable, remedied non-compliance with compulsory professional development obligations (Chambre de la sécurité financière and/or Chambre de l'assurance de dommages)

Exemptions applicable

1. Minimum qualifications
2. All of the examinations
3. Training period

Steps to be taken with the AMF

Application for reinstatement (Application for a Representative's Certificate)

Period of surrender of certificate
More than one year and less than three years

Conditions for reinstatement

Acted as a representative in the sector referred to in requested certificate for at least one year before certificate was surrendered or not renewed

Exemptions applicable

1. Minimum qualifications
2. Examinations (except for the legal concepts and legislation)
3. Training period

Steps to be taken with the AMF

1. Examination pertaining to the legal concepts and legislation applicable to the sector or sector class referred to in the certificate requested
2. Application for reinstatement (Application for a Representative's Certificate)
Period of surrender of certificate
More than three years

Steps to be taken with the AMF

1. Minimum qualifications
2. Examinations
3. Training period
4. Application for a Representative’s Certificate

Reinstatement within three years following surrender or non-renewal of a certificate

A candidate in the insurance of persons sector or the group insurance of persons sector or in a class of these sectors is exempt from the minimum qualifications prescribed under section 14, other than the minimum qualification pertaining to legislation applicable to pursuing activities as a representative, if his application for a certificate is received by the AMF within three years following his surrender or non-renewal of a certificate and he acted as a representative for at least one year in the same sector or sector class as that covered by the application.

A candidate in the damage insurance sector or claims adjustment sector or in a class of these sectors may be exempt from the minimum qualifications prescribed in respect of this sector or sector class if, for a period of at least one year, he held a certificate that was issued or renewed after October 1, 2002 and he acted as a representative in such sector or sector class.

A candidate is exempt from the examinations, other than those that seek to demonstrate that he is able to comply with the legislation applicable to the pursuit of activities as a representative, if he forwards his application for a certificate to the AMF within three years following his surrender or non-renewal of a certificate held for at least one year authorizing him to act as a representative in the same sector or sector class as that covered by the application. For the Life Licence Qualification Program (LLQP) sectors and sector classes, candidates will be required to take their corresponding course through accredited course providers in order to access the exam preparation material.

A candidate is exempt from the probationary period if his certificate application is duly completed and received by the AMF within three years following his surrender or non-renewal of a certificate held for at least one year as a representative in the same sector or sector class as that covered by the application.