If you are no longer pursuing activities in insurance, financial planning or mortgage brokerage, reinstatement conditions are applicable based on your sector and surrender period. Your surrender period starts on the earlier of:

  • the date following the expiry of your non-renewed AMF-issued certificate

    or

  • the date you surrendered your AMF-issued certificate

    or

  • the date you were struck off the roll by the CSFThe Chambre de la sécurité financière (CSF) is an organization whose mission is to protect consumers by maintaining discipline and overseeing the training and ethics of its members, who are representatives working in:
    group savings plan brokeragefinancial planning (in this sector, the CSF oversees only the ethical conduct of members)insurance of personsgroup insurance of personsscholarship plan brokerage       or ChAD

For special situations only: the date the OACIQ revoked your licence (for the mortgage brokerage sector)

Insurance of persons

Surrender period of certificate:

One year or less

  1. Where applicable, have remedied the failure to comply with the compulsory professional development rules (PDUs) of the Chambre de la sécurité financière (CSF)
  2. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

More than one year and less than three years

  1. Have acted as an insurance of persons representative for at least one year (12 months) prior to the surrender or non-renewal of the certificate
  2. Pass exam 01-111 - Develop an ethical professional practice, in compliance with the rules governing the insurance of persons sector (pdf - 130 KB)This link will open in a new windowUpdated on 7 September 2018Life Licence Qualification Program (LLQP)

    To do so, you must:
    - Have valid minimum qualifications valide
    - Follow the two steps of the exam registration process
  3. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

More than three years

  1. Have valid minimum qualifications valide
  2. Pass the examinations
  3. Successfully complete the probationary period
  4. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

Group insurance of persons

Period of surrender of certificate:

One year or less

  1. Where applicable, have remedied the failure to comply with the compulsory professional development rules (PDUs) of the Chambre de la sécurité financière (CSF)
  2. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

More than one year and less than three years

  1. Have acted as a group insurance of persons representative for at least one year (12 months) prior to the surrender or non-renewal of the certificate
  2. Pass exam 01-111 - Develop an ethical professional practice, in compliance with the rules governing the insurance of persons sector (pdf - 130 KB)This link will open in a new windowUpdated on 7 September 2018Life Licence Qualification Program (LLQP)

    To do so, you must:
    - Have valid minimum qualifications
    - Follow the two steps of the exam registration process
  3. Complete the Application for a representative's certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

More than three years

  1. Have valid minimum qualifications
  2. Pass the examinations
  3. Successfully complete the probationary period
  4. Complete the Application for a representative's certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

Damage insurance

Period of surrender of certificate:

One year or less

  1. Where applicable, have remedied the failure to comply with the compulsory professional development rules (PDUs) of the Chambre de l'assurance de dommages (ChAD)
  2. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

More than one year and less than three years

  1. Have acted as a damage insurance representative for at least one year (12 months) before the certificate was surrendered or not renewed
  2. Pass exam 03-114 - Integrate into practice the general principles of law applicable to damage insurance and rules governing the activities of damage insurance representatives (pdf - 68 KB)This link will open in a new windowUpdated on 20 April 2017Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of damage insurance representatives

    To do so, follow the two steps of the exam registration process:

More than three years

  1. Have valid minimum qualificationsUnder section 17 of the Regulation respecting the issuance and renewal of representatives’ certificates, representatives may be exempt from the minimum qualifications prescribed for the sector classes for which they are applying if, for a period of at least one year, their certificates were issued or renewed after October 1, 2002.
  2. Pass the examinations
  3. Successfully complete the probationary period
  4. Complete the Application for a representative's certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

Mortgage brokerage

Mortgage broker or real estate broker who transferred to the AMF with a valid right to practise in the mortgage brokerage sector:

Surrender period of certificate:

One year or less 
  1. Where applicable, have remedied the failure to comply with the rules relating to compulsory professional development (PDUs) for the AMF
  2. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020
More than one year and less than three years 
  1. Have acted as a mortgage brokerage representative for at least one year (12 months) prior to the surrender or non-renewal of the certificate
  2. Pass exam 16-116 - Set up an ethical professional practice in compliance with the rules governing mortgage brokerage (pdf - 675 KB)This link will open in a new windowUpdated on 17 October 2019Evaluation, curriculum, mortgage, brokerage, qualification program
    To write this exam, you must:
    - Have valid minimum qualifications
    - Follow the two steps of the exam registration process.
  3. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020 
More than three years 
  1. Complete the minimum qualifications
  2. Pass the examinations
  3. Successfully complete the probationary period
  4. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

Two special situations:

Mortgage broker or real estate broker whose licence was revoked by the OACIQ 

Between May 1, 2019 and April 30, 2020 

The broker has 12 months as of the date the licence was revoked by the OACIQ to:

Before May 1, 2019 

To obtain a certificate in mortgage brokerage, the broker must:

  1. Complete the minimum qualifications
  2. Pass the examinations
  3. Successfully complete the probationary period
  4. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

Real estate brokers who obtained their licence before May 1, 2010 and who have not completed the PDUs referred to in section 24 of the Regulation respecting the compulsory professional development of mortgage brokers (pdf - 48 KB)This link will open in a new windowUpdated on 8 April 2020"regulation, compulsory professional development, mortgage brokers" 

Effective May 1, 2022
  1. Complete the minimum qualifications
  2. Pass the examinations
  3. Successfully complete the probationary period
  4. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020 

Claims adjustment

Surrender period of certificate:

One year or less

  1. Where applicable, have remedied the failure to comply with the compulsory professional development rules (PDUs) of the Chambre de l'assurance de dommages (ChAD)
  2. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

More than one year and less than three years

  1. Have acted as a claim adjuster for at least one year (12 months) before the certificate was surrendered or not renewed
  2. Pass exam 05-115 - Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of claims adjusters (pdf - 69 KB)This link will open in a new windowUpdated on 20 April 2017Integrate into practice the general principles of law applicable to damage insurance and the rules governing the activities of claims adjusters

    To do so, follow the two steps of the exam registration process:
  3. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

More than three years

  1. Have valid minimum qualificationsUnder section 17 of the Regulation respecting the issuance and renewal of representatives’ certificates, representatives may be exempt from the minimum qualifications prescribed for the sector classes for which they are applying if, for a period of at least one year, their certificates were issued or renewed after October 1, 2002.
  2. Pass the examinations
  3. Successfully complete the probationary period
  4. Complete the Application for a representative's certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

Financial planning

Surrender period of certificate:

One year or less

  1. Where applicable, have remedied the failure to comply with the rules relating to the compulsory professional development (PDU) of the Institut québécois en planification financière (IQPF)
  2. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

More than one year AND IQPF examination successfully passed within the past six years

  1. Complete the Application for a representative’s certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020

More than one year AND IQPF examination successfully passed over six years ago

  1. Demonstrate that you applied the competencies acquired through obtaining the diploma issued by the IQPF:
    • Have held a certificate from the AMF in the financial planning sector for twoThe two-year period does not need to be consecutive. A representative must have held a certificate from the AMF for a total of at least two years over the past six years. of the past six years and have met the professional development (PDU) obligations
      or
    • Submit evidence that 40 PDUs have been accumulated in the past six years in accordance with the Regulation respecting the compulsory professional development of financial plannersThe PDUs do not necessarily have to be accumulated within a 24-month period. The applicant must, however, have accumulated 40 PDUs, apportioned as described in the Regulation respecting the compulsory professional development of financial planners.
      or
    • Have been authorized to use the title of financial planner for at least two of the past six years under an agreement between your professional orderMay include the Ordre des CPA (the former CA, CGA and CMA) and the Ordre des administrateurs agréés and the AMF
  2. Complete the Application for a representative's certificate (pdf - 303 KB)This link will open in a new windowUpdated on May 1, 2020
Warning

Representatives who are unable to demonstrate that they applied the above competencies will have to successfully pass the IQPF exam again.

End of the warning