Travel Insurance – FAQ

When I travel outside Canada, am I adequately insured by the Régie de l'assurance maladie du Québec (RAMQ)?

Emergency medical and hospital expenses are reimbursed by the RAMQ in accordance with the rates in effect in Québec. Given that the cost of health care is generally quite high, such as in the United States and in Europe, additional health insurance supplementing the coverage provided by the RAMQ is important. Reimbursement of medication is also quite limited. To learn about your coverage outside Québec, contact the RAMQ ( This link will open in a new window).