Retirement planning, choosing insurance, questions to ask your representative. Here are publications to answer your key questions.

ESSENTIAL READING

Investment

Choosing Investments (pdf - 6 MB)This link will open in a new window

Think back to the first time you made an investment, for example, by contributing to your RRSP.

Then answer the following questions:

  • Which type of investment did you choose (e.g. stocks, bonds)?
  • Are the capital and the return guaranteed? If so, who is offering the guarantee?
  • What are the conditions for cashing in your investment?
  • What is the expected return?
  • How much tax will you have to pay on the gains?
  • Are there other more suitable investments for you? Many investors can’t answer these questions.

Yet this is YOUR money. So, before investing, investigate.

Insurance

Choosing Auto Insurance (pdf - 382 KB)This link will open in a new window

Driving or owning a car is not without risk. Among other things, it can be stolen, be vandalized, catch fire, or be involved in an accident, with or without collision. Because such incidents can end up costing you a lot of money, you should protect yourself by buying the right auto insurance.

Fraud prevention

Red-flagging financial fraud (pdf - 2 MB)This link will open in a new window

This is not a classic brochure. It is a guide you can use whenever a financial product is offered to you. Following the five steps will help you detect possible fraud and prevent a lot of headaches.