You might be offered insurance when you buy a trip or finance your vehicle or home. For example:

  • Life, health and loss of employment insurance on your loan;
  • Insurance to cover health problems during a trip;
  • Replacement insurance for your vehicle.

Specific rules apply to this type of insurance. The lender or merchant, called the “distributor,” does not have to be certified by the AMF.

What are the exclusions? Can you cancel this insurance? For the answers to these questions, consult the brochure Insurance sold by Lenders and Merchants (pdf - 972 KB)This link will open in a new window.